Patch of Land’s peer-to-peer lending marketplace offers access to both residential and commercial properties — but it’s only open to accredited investors. If you’re not sure Patch of Land is the best fit for your investment portfolio, consider the following five Patch of Land alternatives.
To be an accredited investor, you must meet one of the following criteria set by the US Securities and Exchange Commission (SEC):
3.8 / 5 ★★★★★
| Account types | Brokerage |
|---|---|
| Annual fee | 2% |
| Available asset types | Real estate |
| Average return | 8% to 9.5% |
| Annual advisory fee | 2% |
|---|---|
| Average return | 8% to 9.5% |
| Annual fee | 0.25% 1% |
|---|---|
| Available asset types | Real estate |
| Average return | 7% to 12% |
| Annual advisory fee | 0.25% — 1% |
|---|---|
| Average return | 7% to 12% |
| Annual fee | $0 per month |
|---|---|
| Available asset types | Real estate |
| Annual advisory fee | 1% |
|---|
| Annual fee | $0 per year |
|---|---|
| Available asset types | Real estate |
| Average return | 10% |
| Annual advisory fee | 0% |
|---|---|
| Average return | 10% |
3.5 / 5 ★★★★★
| Annual fee | $0 per month |
|---|---|
| Available asset types | Real estate, Art, Other |
| Average return | 7% to 15% |
| Annual advisory fee | 1% |
|---|---|
| Average return | 7% to 15% |
Patch of Land has much to offer but comes with its drawbacks.
If you’re a Patch of Land investor and want to transfer your portfolio elsewhere, you’ll need to close your Patch of Land account entirely. To do so, you’ll need to reach out to a Patch of Land representative — but only so long as there are no active investments or loans in your portfolio.
If you’re interested in this area of investing, here are some options.
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