How to buy UnitedHealth Group Incorporated stock (UNH)

UnitedHealth Group Incorporated is a healthcare plans business based in the US. UnitedHealth Group Incorporated shares (UNH) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $562.13 – a decrease of 0.44% over the previous week. UnitedHealth Group Incorporated employs 440,000 staff and has a trailing 12-month revenue of around $393.9 billion.

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UnitedHealth Group Incorporated stock price (NYSE: UNH)

Use our graph to track the performance of UNH stocks over time.

UnitedHealth Group Incorporated shares at a glance

• Key figures

Information last updated 2024-10-25.

Latest market close	$562.13
52-week range	$433.00 - $608.63
50-day moving average more info button	$583.54
200-day moving average more info button	$526.48
Wall St. target price	$622.60
PE ratio more info button	36.7744
Dividend yield more info button	$7.96 (1.49%)
Earnings per share (TTM) more info button	$15.25

Is it a good time to buy UnitedHealth Group Incorporated stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

UnitedHealth Group Incorporated price performance over time

Historical closes compared with the close of $565.24 from 2024-10-28

1 week (2024-10-23)	0.11%
1 month (2024-09-30)	-3.32%
3 months (2024-07-30)	-1.92%
6 months (2024-04-30)	16.86%

1 year (2023-10-30)	6.65%
2 years (2022-10-28)	5.63%
3 years (2021-10-29)	28.09%
5 years (2019-10-30)	128.79%

Is UnitedHealth Group Incorporated stock undervalued or overvalued?

Valuing UnitedHealth Group Incorporated stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of UnitedHealth Group Incorporated's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

UnitedHealth Group Incorporated's P/E ratio

UnitedHealth Group Incorporated's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 37x. In other words, UnitedHealth Group Incorporated shares trade at around 37x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

UnitedHealth Group Incorporated's PEG ratio

UnitedHealth Group Incorporated's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.5241. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into UnitedHealth Group Incorporated's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

UnitedHealth Group Incorporated's EBITDA

UnitedHealth Group Incorporated's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $35 billion.

The EBITDA is a measure of a UnitedHealth Group Incorporated's overall financial performance and is widely used to measure a its profitability.

UnitedHealth Group Incorporated financials

Revenue TTM	$393.9 billion
Operating margin TTM	8.64%
Gross profit TTM	$79.6 billion
Return on assets TTM	6.92%
Return on equity TTM	15.25%
Profit margin	3.64%
Book value	$107.40
Market Capitalization more info button	$521.4 billion

TTM: trailing 12 months

UnitedHealth Group Incorporated's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like UnitedHealth Group Incorporated.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

UnitedHealth Group Incorporated's total ESG risk score

Total ESG risk: 20.65

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and UnitedHealth Group Incorporated's overall score of 20.65 (as at 12/31/2018) is pretty good – landing it in it in the 25th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like UnitedHealth Group Incorporated is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

UnitedHealth Group Incorporated's environmental score

Environmental score: 0.53/100

UnitedHealth Group Incorporated's environmental score of 0.53 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that UnitedHealth Group Incorporated is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

UnitedHealth Group Incorporated's social score

Social score: 14.36/100

UnitedHealth Group Incorporated's social score of 14.36 puts it squarely in the 2nd percentile of companies rated in the same sector. This could suggest that UnitedHealth Group Incorporated is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

UnitedHealth Group Incorporated's governance score

Governance score: 4.76/100

UnitedHealth Group Incorporated's governance score puts it squarely in the 2nd percentile of companies rated in the same sector. That could suggest that UnitedHealth Group Incorporated is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

UnitedHealth Group Incorporated's controversy score

Controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. UnitedHealth Group Incorporated scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that UnitedHealth Group Incorporated hasn't always managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

UnitedHealth Group Incorporated was last rated for ESG on: 2019-01-01.

Total ESG score	20.65
Total ESG percentile	24.52
Environmental score	0.53
Environmental score percentile	2
Social score	14.36
Social score percentile	2
Governance score	4.76
Governance score percentile	2
Level of controversy	3

UnitedHealth Group Incorporated share dividends

Dividend payout ratio: 23.53% of net profits

Recently UnitedHealth Group Incorporated has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), UnitedHealth Group Incorporated shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In UnitedHealth Group Incorporated's case, that would currently equate to about $7.96 per share.

While UnitedHealth Group Incorporated's payout ratio might seem low, this can signify that UnitedHealth Group Incorporated is investing more in its future growth.

UnitedHealth Group Incorporated's most recent dividend payout was on 23 September 2024. The latest dividend was paid out to all shareholders who bought their shares by 15 September 2024 (the "ex-dividend date").

Have UnitedHealth Group Incorporated's shares ever split?

UnitedHealth Group Incorporated's shares were split on a 2:1 basis on 30 May 2005 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your UnitedHealth Group Incorporated shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for UnitedHealth Group Incorporated shares which in turn could have impacted UnitedHealth Group Incorporated's share price.

UnitedHealth Group Incorporated share price volatility

Over the last 12 months, UnitedHealth Group Incorporated's shares have ranged in value from as little as $433.0011 up to $608.63. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while UnitedHealth Group Incorporated's is 0.593. This would suggest that UnitedHealth Group Incorporated's shares are less volatile than average (for this exchange).

UnitedHealth Group Incorporated overview

UnitedHealth Group Incorporated operates as a diversified health care company in the United States. The company operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage, and health and well-being services to individuals age 50 and older addressing their needs; Medicaid plans, children's health insurance and health care programs; and health and dental benefits, and hospital and clinical services, as well as health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was founded in 1974 and is based in Minnetonka, Minnesota.

Frequently asked questions

What percentage of UnitedHealth Group Incorporated is owned by insiders or institutions?
Currently 0.234% of UnitedHealth Group Incorporated shares are held by insiders and 89.439% by institutions. How many people work for UnitedHealth Group Incorporated?
Latest data suggests 440,000 work at UnitedHealth Group Incorporated. When does the fiscal year end for UnitedHealth Group Incorporated?
UnitedHealth Group Incorporated's fiscal year ends in December. Where is UnitedHealth Group Incorporated based?
UnitedHealth Group Incorporated's address is: UnitedHealth Group Center, Minnetonka, MN, United States, 55343 What is UnitedHealth Group Incorporated's ISIN number?
UnitedHealth Group Incorporated's international securities identification number is: US91324P1021 What is UnitedHealth Group Incorporated's CUSIP number?
UnitedHealth Group Incorporated's Committee on Uniform Securities Identification Procedures number is: 910581107