How to buy Western Union stock (WU)

Western Union is a credit services business based in the US. Western Union shares (WU) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $10.70 – a decrease of 1.83% over the previous week. Western Union employs 9,000 staff and has a trailing 12-month revenue of around $4.2 billion.

Our top picks for where to buy Western Union stock

Buy Western Union stock from these online trading platforms

Compare special offers, low fees and a wide range of investment options among top trading platforms.

Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.

Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.

Western Union stock price (NYSE: WU)

Use our graph to track the performance of WU stocks over time.

Western Union shares at a glance

• Key figures

Information last updated 2024-12-19.

Latest market close	$10.70
52-week range	$10.51 - $13.46
50-day moving average more info button	$11.09
200-day moving average more info button	$12.26
Wall St. target price	$12.70
PE ratio more info button	5.4847
Dividend yield more info button	$0.94 (8.74%)
Earnings per share (TTM) more info button	$1.96

Is it a good time to buy Western Union stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Western Union price performance over time

Historical closes compared with the close of $11.19 from 2024-12-16

1 week (2024-12-13)	4.00%
1 month (2024-11-21)	3.04%
3 months (2024-09-20)	-4.68%
6 months (2024-06-21)	-9.32%

1 year (2023-12-21)	-5.81%
2 years (2022-12-21)	-6.47%
3 years (2021-12-21)	14.7284
5 years (2019-12-20)	20.7004

Is Western Union stock undervalued or overvalued?

Valuing Western Union stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Western Union's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Western Union's P/E ratio

Western Union's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, Western Union shares trade at around 5x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Western Union's PEG ratio

Western Union's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.1835. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Western Union's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Western Union's EBITDA

Western Union's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $951.2 million.

The EBITDA is a measure of a Western Union's overall financial performance and is widely used to measure a its profitability.

Western Union financials

Revenue TTM	$4.2 billion
Operating margin TTM	18.81%
Gross profit TTM	$1.8 billion
Return on assets TTM	6.18%
Return on equity TTM	106.69%
Profit margin	16.07%
Book value	$1.93
Market Capitalization more info button	$3.6 billion

TTM: trailing 12 months

Western Union's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Western Union.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

Western Union's total ESG risk score

Total ESG risk: 27.33

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Western Union's overall score of 27.33 (as at 12/31/2018) is pretty good – landing it in it in the 29th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Western Union is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

Western Union's environmental score

Environmental score: 7.12/100

Western Union's environmental score of 7.12 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Western Union is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Western Union's social score

Social score: 18.84/100

Western Union's social score of 18.84 puts it squarely in the 8th percentile of companies rated in the same sector. This could suggest that Western Union is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Western Union's governance score

Governance score: 12.86/100

Western Union's governance score puts it squarely in the 8th percentile of companies rated in the same sector. That could suggest that Western Union is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Western Union's controversy score

Controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. Western Union scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that Western Union hasn't always managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

Western Union Co was last rated for ESG on: 2019-01-01.

Total ESG score	27.33
Total ESG percentile	29.18
Environmental score	7.12
Environmental score percentile	8
Social score	18.84
Social score percentile	8
Governance score	12.86
Governance score percentile	8
Level of controversy	3

Western Union share dividends

Dividend payout ratio: 40.99% of net profits

Recently Western Union has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Western Union shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Western Union's case, that would currently equate to about $0.94 per share.

While Western Union's payout ratio might seem fairly standard, it's worth remembering that Western Union may be investing much of the rest of its net profits in future growth.

Western Union's most recent dividend payout was on 30 December 2024. The latest dividend was paid out to all shareholders who bought their shares by 22 December 2024 (the "ex-dividend date").

Western Union share price volatility

Over the last 12 months, Western Union's shares have ranged in value from as little as $10.51 up to $13.4637. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Western Union's is 0.888. This would suggest that Western Union's shares are less volatile than average (for this exchange).

Western Union overview

The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado. .

Frequently asked questions

What percentage of Western Union is owned by insiders or institutions?
Currently 0.302% of Western Union shares are held by insiders and 93.705% by institutions. How many people work for Western Union?
Latest data suggests 9,000 work at Western Union. When does the fiscal year end for Western Union?
Western Union's fiscal year ends in December. Where is Western Union based?
Western Union's address is: 7001 East Belleview Avenue, Denver, CO, United States, 80237 What is Western Union's ISIN number?
Western Union's international securities identification number is: US9598021098 What is Western Union's CUSIP number?
Western Union's Committee on Uniform Securities Identification Procedures number is: 959802109