Western Union is a credit services business based in the US. Western Union shares (WU) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $10.72 – an increase of 1.42% over the previous week. Western Union employs 9,000 staff and has a trailing 12-month revenue of around $4.2 billion.
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| Latest market close | $10.72 |
|---|---|
| 52-week range | $10.51 - $13.46 |
| 50-day moving average | $11.51 |
| 200-day moving average | $12.46 |
| Wall St. target price | $12.97 |
| PE ratio | 5.4205 |
| Dividend yield | $0.94 (8.85%) |
| Earnings per share (TTM) | $1.95 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $10.75 from 2024-11-19
| 1 week (2024-11-14) | 1.70% |
|---|---|
| 1 month (2024-10-21) | -7.25% |
| 3 months (2024-08-21) | -8.35% |
| 6 months (2024-05-21) | -16.99% |
| 1 year (2023-11-21) | -9.74% |
|---|---|
| 2 years (2022-11-21) | -10.10% |
| 3 years (2021-11-19) | 13.4791 |
| 5 years (2019-11-21) | 20.2487 |
Valuing Western Union stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Western Union's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Western Union's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, Western Union shares trade at around 5x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Western Union's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.147. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Western Union's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Western Union's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $951.2 million.
The EBITDA is a measure of a Western Union's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $4.2 billion |
|---|---|
| Operating margin TTM | 18.81% |
| Gross profit TTM | $1.8 billion |
| Return on assets TTM | 6.18% |
| Return on equity TTM | 106.69% |
| Profit margin | 16.07% |
| Book value | $1.93 |
| Market Capitalization | $3.6 billion |
TTM: trailing 12 months
Dividend payout ratio: 54.65% of net profits
Recently Western Union has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Western Union shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Western Union's case, that would currently equate to about $0.94 per share.
Western Union's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Western Union's most recent dividend payout was on 29 September 2024. The latest dividend was paid out to all shareholders who bought their shares by 15 September 2024 (the "ex-dividend date").
Over the last 12 months, Western Union's shares have ranged in value from as little as $10.51 up to $13.4637. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Western Union's is 0.888. This would suggest that Western Union's shares are less volatile than average (for this exchange).
The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado. .
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