How to buy Primerica stock (PRI)

Primerica is an insurance - life business based in the US. Primerica shares (PRI) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $266.84 – a decrease of 5.09% over the previous week. Primerica employs 2,849 staff and has a trailing 12-month revenue of around $3.1 billion.

Our top picks for where to buy Primerica stock

Buy Primerica stock from these online trading platforms

Compare special offers, low fees and a wide range of investment options among top trading platforms.

Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.

Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.

Primerica stock price (NYSE: PRI)

Use our graph to track the performance of PRI stocks over time.

Primerica shares at a glance

• Key figures

Information last updated 2024-12-18.

Latest market close	$266.84
52-week range	$182.95 - $307.91
50-day moving average more info button	$287.41
200-day moving average more info button	$253.26
Wall St. target price	$309.33
PE ratio more info button	13.388
Dividend yield more info button	$3.3 (1.35%)
Earnings per share (TTM) more info button	$19.95

Is it a good time to buy Primerica stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Primerica price performance over time

Historical closes compared with the close of $267.09 from 2024-12-18

1 week (2024-12-13)	-5.00%
1 month (2024-11-21)	-10.03%
3 months (2024-09-20)	3.28%
6 months (2024-06-21)	13.23%

1 year (2023-12-21)	30.78%
2 years (2022-12-21)	92.58%
3 years (2021-12-21)	85.91%
5 years (2019-12-20)	114.22%

Is Primerica stock undervalued or overvalued?

Valuing Primerica stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Primerica's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Primerica's P/E ratio

Primerica's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, Primerica shares trade at around 13x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Primerica's PEG ratio

Primerica's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.05. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Primerica's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Primerica's EBITDA

Primerica's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $1 billion.

The EBITDA is a measure of a Primerica's overall financial performance and is widely used to measure a its profitability.

Primerica financials

Revenue TTM	$3.1 billion
Operating margin TTM	35.01%
Gross profit TTM	$1.7 billion
Return on assets TTM	4.23%
Return on equity TTM	32.48%
Profit margin	14.51%
Book value	$58.10
Market Capitalization more info button	$8.9 billion

TTM: trailing 12 months

Primerica share dividends

Dividend payout ratio: 17.79% of net profits

Recently Primerica has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Primerica shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Primerica's case, that would currently equate to about $3.3 per share.

While Primerica's payout ratio might seem low, this can signify that Primerica is investing more in its future growth.

Primerica's most recent dividend payout was on 11 December 2024. The latest dividend was paid out to all shareholders who bought their shares by 20 November 2024 (the "ex-dividend date").

Primerica share price volatility

Over the last 12 months, Primerica's shares have ranged in value from as little as $182.9525 up to $307.91. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Primerica's is 1.083. This would suggest that Primerica's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Primerica overview

Primerica, Inc. , together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement plans. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance.

Frequently asked questions

null
What percentage of Primerica is owned by insiders or institutions?
Currently 0.612% of Primerica shares are held by insiders and 93.968% by institutions. How many people work for Primerica?
Latest data suggests 2,849 work at Primerica. When does the fiscal year end for Primerica?
Primerica's fiscal year ends in December. Where is Primerica based?
Primerica's address is: 1 Primerica Parkway, Duluth, GA, United States, 30099 What is Primerica's ISIN number?
Primerica's international securities identification number is: US74164M1080 What is Primerica's CUSIP number?
Primerica's Committee on Uniform Securities Identification Procedures number is: 74164M108