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How to buy First Citizens BancShares stock (FCNCA)

Buy First Citizens BancShares stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

First Citizens BancShares is a banks - regional business based in the US. First Citizens BancShares shares (FCNCA) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $1,790.65 – an increase of 4.31% over the previous week. First Citizens BancShares employs 17,191 staff and has a trailing 12-month revenue of around $9.3 billion.

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First Citizens BancShares stock price (NASDAQ: FCNCA)

Use our graph to track the performance of FCNCA stocks over time.

First Citizens BancShares shares at a glance

Information last updated 2025-04-18.
Latest market close$1,790.65
52-week range$1,473.62 - $2,410.62
50-day moving average $1,886.59
200-day moving average $1,992.93
Wall St. target price$2,283.69
PE ratio 9.0663
Dividend yield $6.87 (0.45%)
Earnings per share (TTM) $189.34

Is it a good time to buy First Citizens BancShares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

First Citizens BancShares price performance over time

Historical closes compared with the close of $1772.04 from 2025-04-23

1 week (2025-04-17) 3.23%
1 month (2025-03-25) -6.35%
3 months (2025-01-24) -20.36%
6 months (2024-10-25) -5.83%
1 year (2024-04-25) -1.57%
2 years (2023-04-25) 80.22%
3 years (2022-04-25) 179.92%
5 years (2020-04-24) 438.32%

Is First Citizens BancShares stock undervalued or overvalued?

Valuing First Citizens BancShares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Citizens BancShares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Citizens BancShares's P/E ratio

First Citizens BancShares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, First Citizens BancShares shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Citizens BancShares financials

Revenue TTM $9.3 billion
Operating margin TTM 38.17%
Gross profit TTM $9.3 billion
Return on assets TTM 1.27%
Return on equity TTM 12.77%
Profit margin 29.77%
Book value $1,556.17
Market Capitalization $23.1 billion

TTM: trailing 12 months

First Citizens BancShares share dividends

4%

Dividend payout ratio: 3.69% of net profits

Recently First Citizens BancShares has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Citizens BancShares shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In First Citizens BancShares's case, that would currently equate to about $6.87 per share.

While First Citizens BancShares's payout ratio might seem low, this can signify that First Citizens BancShares is investing more in its future growth.

First Citizens BancShares's most recent dividend payout was on 16 March 2025. The latest dividend was paid out to all shareholders who bought their shares by 27 February 2025 (the "ex-dividend date").

First Citizens BancShares share price volatility

Over the last 12 months, First Citizens BancShares's shares have ranged in value from as little as $1473.62 up to $2410.6179. A popular way to gauge a stock's volatility is its "beta".

FCNCA.US volatility(beta: 0.66)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Citizens BancShares's is 0.664. This would suggest that First Citizens BancShares's shares are less volatile than average (for this exchange).

First Citizens BancShares overview

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through General Bank, Commercial Bank, Silicon Valley Bank (SVB) Commercial, and Rail segments. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction, commercial and industrial, and small business administration loans, as well as non-owner and owner occupied commercial mortgages. In addition, the company offers consumer loans, such as revolving mortgage, consumer auto, residential mortgage, and other consumer loans. Further, it provides wealth management services, including annuities, brokerage services, and third-party mutual funds; and investment management and advisory, trust, cash management, leasing, capital market, asset-based lending, factoring, receivables management and secured financing, underwriting and private placement, insurance, and other financial and advisory services.

Frequently asked questions

What percentage of First Citizens BancShares is owned by insiders or institutions?
Currently 21.298% of First Citizens BancShares shares are held by insiders and 68.85% by institutions.
How many people work for First Citizens BancShares?
Latest data suggests 17,191 work at First Citizens BancShares.
When does the fiscal year end for First Citizens BancShares?
First Citizens BancShares's fiscal year ends in December.
Where is First Citizens BancShares based?
First Citizens BancShares's address is: 4300 Six Forks Road, Raleigh, NC, United States, 27609
What is First Citizens BancShares's ISIN number?
First Citizens BancShares's international securities identification number is: US31946M1036
What is First Citizens BancShares's CUSIP number?
First Citizens BancShares's Committee on Uniform Securities Identification Procedures number is: 31946M202

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