How to buy Xp stock (XP)

Xp is a capital markets business based in the US. Xp shares (XP) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $12.18 – a decrease of 7.31% over the previous week. Xp employs 6,834 staff and has a trailing 12-month revenue of around $15.8 billion.

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Xp stock price (NASDAQ: XP)

Use our graph to track the performance of XP stocks over time.

Xp shares at a glance

• Key figures

Information last updated 2024-12-19.

Latest market close	$12.18
52-week range	$11.68 - $26.84
50-day moving average more info button	$16.19
200-day moving average more info button	$19.11
Wall St. target price	$21.30
PE ratio more info button	9.1615
Dividend yield more info button	N/A
Earnings per share (TTM) more info button	$1.30

Is it a good time to buy Xp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Xp price performance over time

Historical closes compared with the close of $12.1 from 2024-12-19

1 week (2024-12-13)	-7.91%
1 month (2024-11-21)	-22.04%
3 months (2024-09-20)	-33.99%
6 months (2024-06-21)	-31.37%

1 year (2023-12-21)	-53.32%
2 years (2022-12-21)	-16.88%
3 years (2021-12-21)	27.8949
5 years (2019-12-20)	37.8364

Is Xp stock undervalued or overvalued?

Valuing Xp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Xp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Xp's P/E ratio

Xp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Xp shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Xp's EBITDA

Xp's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $3.6 billion.

The EBITDA is a measure of a Xp's overall financial performance and is widely used to measure a its profitability.

Xp financials

Revenue TTM	$15.8 billion
Operating margin TTM	33.4%
Gross profit TTM	$9.1 billion
Return on assets TTM	1.62%
Return on equity TTM	22.25%
Profit margin	27.13%
Book value	$35.46
Market Capitalization more info button	$6.4 billion

TTM: trailing 12 months

Xp share dividends

Dividend payout ratio: 44.66% of net profits

Recently Xp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Xp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Xp's case, that would currently equate to about $N/A per share.

While Xp's payout ratio might seem fairly standard, it's worth remembering that Xp may be investing much of the rest of its net profits in future growth.

Xp's most recent dividend payout was on 17 December 2024. The latest dividend was paid out to all shareholders who bought their shares by 11 December 2023 (the "ex-dividend date").

Xp share price volatility

Over the last 12 months, Xp's shares have ranged in value from as little as $11.68 up to $26.84. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Xp's is 1.659. This would suggest that Xp's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Xp overview

XP Inc. provides financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals.

Frequently asked questions

What percentage of Xp is owned by insiders or institutions?
Currently 7.875% of Xp shares are held by insiders and 87.517% by institutions. How many people work for Xp?
Latest data suggests 6,834 work at Xp. When does the fiscal year end for Xp?
Xp's fiscal year ends in December. Where is Xp based?
Xp's address is: 20, Genesis Close, Grand Cayman, Cayman Islands, KY-1-1208 What is Xp's ISIN number?
Xp's international securities identification number is: KYG982391099 What is Xp's CUSIP number?
Xp's Committee on Uniform Securities Identification Procedures number is: G98239109