How to buy U-SBancorp stock (USB)

U-SBancorp is a banks - regional business based in the US. U-SBancorp shares (USB) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $47.92 – a decrease of 6.09% over the previous week. U-SBancorp employs 70,000 staff and has a trailing 12-month revenue of around $24.9 billion.

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U-SBancorp stock price (NYSE: USB)

Use our graph to track the performance of USB stocks over time.

U-SBancorp shares at a glance

• Key figures

Information last updated 2024-12-19.

Latest market close	$47.92
52-week range	$36.93 - $53.98
50-day moving average more info button	$49.86
200-day moving average more info button	$44.35
Wall St. target price	$56.65
PE ratio more info button	14.6492
Dividend yield more info button	$1.97 (4.2%)
Earnings per share (TTM) more info button	$3.25

Is it a good time to buy U-SBancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

U-SBancorp price performance over time

Historical closes compared with the close of $47.41 from 2024-12-19

1 week (2024-12-13)	-7.09%
1 month (2024-11-21)	-7.74%
3 months (2024-09-20)	3.04%
6 months (2024-06-21)	19.42%

1 year (2023-12-21)	9.47%
2 years (2022-12-21)	22.72%
3 years (2021-12-21)	48.6363
5 years (2019-12-20)	48.3468

Is U-SBancorp stock undervalued or overvalued?

Valuing U-SBancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of U-SBancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

U-SBancorp's P/E ratio

U-SBancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 15x. In other words, U-SBancorp shares trade at around 15x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

U-SBancorp's PEG ratio

U-SBancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.1641. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into U-SBancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

U-SBancorp financials

Revenue TTM	$24.9 billion
Operating margin TTM	35.28%
Gross profit TTM	$22.1 billion
Return on assets TTM	0.82%
Return on equity TTM	9.78%
Profit margin	22.02%
Book value	$33.35
Market Capitalization more info button	$74.3 billion

TTM: trailing 12 months

U-SBancorp share dividends

Dividend payout ratio: 50.77% of net profits

Recently U-SBancorp has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), U-SBancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In U-SBancorp's case, that would currently equate to about $1.97 per share.

U-SBancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

U-SBancorp's most recent dividend payout was on 14 January 2025. The latest dividend was paid out to all shareholders who bought their shares by 30 December 2024 (the "ex-dividend date").

Have U-SBancorp's shares ever split?

U-SBancorp's shares were split on a 3:1 basis on 15 April 1999 . So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your U-SBancorp shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for U-SBancorp shares which in turn could have impacted U-SBancorp's share price.

U-SBancorp share price volatility

Over the last 12 months, U-SBancorp's shares have ranged in value from as little as $36.9326 up to $53.98. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while U-SBancorp's is 1.04. This would suggest that U-SBancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

U-SBancorp overview

U. S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, the company offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations.

Frequently asked questions

What percentage of U-SBancorp is owned by insiders or institutions?
Currently 0.135% of U-SBancorp shares are held by insiders and 80.018% by institutions. How many people work for U-SBancorp?
Latest data suggests 70,000 work at U-SBancorp. When does the fiscal year end for U-SBancorp?
U-SBancorp's fiscal year ends in December. Where is U-SBancorp based?
U-SBancorp's address is: 800 Nicollet Mall, Minneapolis, MN, United States, 55402 What is U-SBancorp's ISIN number?
U-SBancorp's international securities identification number is: US9029733048 What is U-SBancorp's CUSIP number?
U-SBancorp's Committee on Uniform Securities Identification Procedures number is: 319279501