Universal Insurance is an insurance - property & casualty business based in the US. Universal Insurance shares (UVE) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $22.39 – an increase of 9.97% over the previous week. Universal Insurance employs 1,244 staff and has a trailing 12-month revenue of around $1.5 billion.
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| Latest market close | $22.39 |
|---|---|
| 52-week range | $15.25 - $23.27 |
| 50-day moving average | $20.55 |
| 200-day moving average | $19.50 |
| Wall St. target price | $27.00 |
| PE ratio | 8.592 |
| Dividend yield | $0.64 (3.01%) |
| Earnings per share (TTM) | $2.50 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $21.72 from 2024-11-08
| 1 week (2024-11-06) | 2.07% |
|---|---|
| 1 month (2024-10-11) | 14.26% |
| 3 months (2024-08-13) | 11.44% |
| 6 months (2024-05-13) | 4.98% |
| 1 year (2023-11-13) | 35.67% |
|---|---|
| 2 years (2022-11-11) | 128.13% |
| 3 years (2021-11-12) | 57.42% |
| 5 years (2019-11-13) | 24.9894 |
Valuing Universal Insurance stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Universal Insurance's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Universal Insurance's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Universal Insurance shares trade at around 9x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Universal Insurance's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $117 million.
The EBITDA is a measure of a Universal Insurance's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $1.5 billion |
|---|---|
| Gross profit TTM | $284.3 million |
| Return on assets TTM | 2.63% |
| Return on equity TTM | 20.78% |
| Profit margin | 4.82% |
| Book value | $14.15 |
| Market Capitalization | $607.6 million |
TTM: trailing 12 months
Dividend payout ratio: 32.82% of net profits
Recently Universal Insurance has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Universal Insurance shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Universal Insurance's case, that would currently equate to about $0.64 per share.
While Universal Insurance's payout ratio might seem fairly standard, it's worth remembering that Universal Insurance may be investing much of the rest of its net profits in future growth.
Universal Insurance's most recent dividend payout was on 8 August 2024. The latest dividend was paid out to all shareholders who bought their shares by 5 December 2024 (the "ex-dividend date").
Universal Insurance's shares were split on a 1:4 basis on 5 December 1994 . So if you had owned 4 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Universal Insurance shares – just the quantity. However, indirectly, the new 300% higher share price could have impacted the market appetite for Universal Insurance shares which in turn could have impacted Universal Insurance's share price.
Over the last 12 months, Universal Insurance's shares have ranged in value from as little as $15.2483 up to $23.27. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Universal Insurance's is 0.906. This would suggest that Universal Insurance's shares are less volatile than average (for this exchange).
Universal Insurance Holdings, Inc. , together with its subsidiaries, operates as an integrated insurance holding company in the United States. It develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered. com, a digital agency for various carrier partners and utilization of digital applications for adjusting claims. It offers its products through a network of independent agents, as well as direct-to-consumer online solutions, including digital insurance agency. The company was formerly known as Universal Heights, Inc.
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