United Security Bancshares is a banks - regional business based in the US. United Security Bancshares shares (UBFO) are listed on the NASDAQ and all prices are listed in US Dollars. United Security Bancshares employs 114 staff and has a trailing 12-month revenue of around $51.7 million.
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| Latest market close | $8.03 |
|---|---|
| 52-week range | $6.36 - $8.36 |
| 50-day moving average | $7.68 |
| 200-day moving average | $7.64 |
| Wall St. target price | N/A |
| PE ratio | 8.0583 |
| Dividend yield | $0.48 (5.8%) |
| Earnings per share (TTM) | $1.03 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $8.03 from 2024-09-04
| 1 week (2024-08-29) | -2.78% |
|---|---|
| 1 month (2024-08-05) | 6.78% |
| 3 months (2024-06-05) | 10.76% |
| 6 months (2024-03-05) | 8.08% |
| 1 year (2023-09-05) | 9.85% |
|---|---|
| 2 years (2022-09-02) | 14.71% |
| 3 years (2021-09-03) | 8.22 |
| 5 years (2019-09-05) | 9.2073 |
Valuing United Security Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Security Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Security Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, United Security Bancshares shares trade at around 8x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $51.7 million |
|---|---|
| Operating margin TTM | 48.18% |
| Gross profit TTM | $46.1 million |
| Return on assets TTM | 1.41% |
| Return on equity TTM | 14.58% |
| Profit margin | 34.24% |
| Book value | $7.35 |
| Market Capitalization | $143.8 million |
TTM: trailing 12 months
Dividend payout ratio: 46.73% of net profits
Recently United Security Bancshares has paid out, on average, around 46.73% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.8% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Security Bancshares shareholders could enjoy a 5.8% return on their shares, in the form of dividend payments. In United Security Bancshares's case, that would currently equate to about $0.48 per share.
While United Security Bancshares's payout ratio might seem fairly standard, it's worth remembering that United Security Bancshares may be investing much of the rest of its net profits in future growth.
United Security Bancshares's most recent dividend payout was on 22 July 2024. The latest dividend was paid out to all shareholders who bought their shares by 7 July 2024 (the "ex-dividend date").
United Security Bancshares's shares were split on a 101:100 basis on 4 April 2017. So if you had owned 100 shares the day before before the split, the next day you'd have owned 101 shares. This wouldn't directly have changed the overall worth of your United Security Bancshares shares – just the quantity. However, indirectly, the new 1% lower share price could have impacted the market appetite for United Security Bancshares shares which in turn could have impacted United Security Bancshares's share price.
Over the last 12 months, United Security Bancshares's shares have ranged in value from as little as $6.3614 up to $8.36. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Security Bancshares's is 0.559. This would suggest that United Security Bancshares's shares are less volatile than average (for this exchange).
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, and foreign draft services, as well as interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California. .
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