United Bancshares is a banks - regional business based in the US. United Bancshares shares (UBOH) are listed on the OTCQX (a marketplace for buying and selling "over the counter" stocks which aren't listed on a formal stock exchange) and all prices are listed in US Dollars. Its last market close was $22.05 – an increase of 2.56% over the previous week.
Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.
Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.
| Latest market close | $22.05 |
|---|---|
| 52-week range | $16.43 - $22.81 |
| 50-day moving average | $20.63 |
| 200-day moving average | $20.38 |
| Wall St. target price | N/A |
| PE ratio | 7.7092 |
| Dividend yield | $0.88 (4.05%) |
| Earnings per share (TTM) | $2.82 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $22.05 from 2024-11-22
| 1 week (2024-11-15) | 1.43% |
|---|---|
| 1 month (2024-10-25) | 3.76% |
| 3 months (2024-08-22) | 11.00% |
| 6 months (2024-05-24) | 17.29% |
| 1 year (2023-11-22) | 28.27% |
|---|---|
| 2 years (2022-11-23) | 31.69% |
| 3 years (2021-11-23) | 24.5387 |
| 5 years (2019-11-22) | 19.23% |
Valuing United Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, United Bancshares shares trade at around 8x recent earnings.
| Revenue TTM | $40.1 million |
|---|---|
| Operating margin TTM | 25.08% |
| Gross profit TTM | $46.6 million |
| Return on assets TTM | 0.73% |
| Return on equity TTM | 9.7% |
| Profit margin | 21.12% |
| Book value | $33.57 |
| Market Capitalization | $64.7 million |
TTM: trailing 12 months
Dividend payout ratio: 114.29% of net profits
Recently United Bancshares has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Bancshares shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In United Bancshares's case, that would currently equate to about $0.88 per share.
United Bancshares's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
United Bancshares's most recent dividend payout was on 15 September 2024. The latest dividend was paid out to all shareholders who bought their shares by 28 November 2024 (the "ex-dividend date").
United Bancshares's shares were split on a 1.0006:1 basis on 30 November 1998 . So if you had owned 1 share the day before before the split, the next day you'd have owned 1.0006 shares. This wouldn't directly have changed the overall worth of your United Bancshares shares – just the quantity. However, indirectly, the new 0.1% lower share price could have impacted the market appetite for United Bancshares shares which in turn could have impacted United Bancshares's share price.
Over the last 12 months, United Bancshares's shares have ranged in value from as little as $16.4303 up to $22.81. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (OTCQX average) beta is 1, while United Bancshares's is 0.342. This would suggest that United Bancshares's shares are less volatile than average (for this exchange).
United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. In addition, the company offers wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance services; and treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. It also operates full service banking centers and loan production offices in northwest and central Ohio. United Bancshares, Inc.
Some of the best paper trading apps to practice stock trading with fake money include Interactive Brokers, eToro, Charles Schwab and more.
Want to buy and sell international stocks? Here are the top brokers to help you trade global markets.
These are the best discount brokers of 2024 according to Finder’s comprehensive review.
The best platforms to use for automatic investing include Wealthfront, SoFi, Schwab, Vanguard, Titan, Acorns and more. See our full list here.
We’ve rounded up stats on some of the most popular graphene stocks, along with information on how they compare and how to invest.
5 Betterment robo-advisor alternatives to consider when building your portfolio.
What you need to know about investing in the leading indicator for the overall US stock market.
How do you gift stocks to loved ones? Learn the ins and outs of finding the right investments for them.
Check out the best-performing ETFs so far in 2024.
Acorns is a financial service that rounds up your purchases and turns the extra change into investments.