How to buy United Bancshares stock (UBOH)

United Bancshares is a banks - regional business based in the US. United Bancshares shares (UBOH) are listed on the OTCQX (a marketplace for buying and selling "over the counter" stocks which aren't listed on a formal stock exchange) and all prices are listed in US Dollars. Its last market close was $29.99 – an increase of 11.07% over the previous week.

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United Bancshares stock price (OTCQX: UBOH)

Use our graph to track the performance of UBOH stocks over time.

United Bancshares shares at a glance

• Key figures

Information last updated 2024-12-26.

Latest market close	$29.99
52-week range	$17.31 - $27.50
50-day moving average more info button	$22.29
200-day moving average more info button	$21.23
Wall St. target price	N/A
PE ratio more info button	9.7518
Dividend yield more info button	$0.88 (3.26%)
Earnings per share (TTM) more info button	$2.82

Is it a good time to buy United Bancshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

United Bancshares price performance over time

Historical closes compared with the close of $29 from 2024-12-26

1 week (2024-12-20)	7.41%
1 month (2024-11-29)	30.04%
3 months (2024-09-27)	46.46%
6 months (2024-06-28)	54.26%

1 year (2023-12-27)	50.56%
2 years (2022-12-28)	68.71%
3 years (2021-12-28)	12.89%
5 years (2019-12-27)	52.07%

Is United Bancshares stock undervalued or overvalued?

Valuing United Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

United Bancshares's P/E ratio

United Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, United Bancshares shares trade at around 10x recent earnings.

United Bancshares financials

Revenue TTM	$40.1 million
Operating margin TTM	25.08%
Gross profit TTM	$46.6 million
Return on assets TTM	0.73%
Return on equity TTM	9.7%
Profit margin	21.12%
Book value	$33.57
Market Capitalization more info button	$81.9 million

TTM: trailing 12 months

United Bancshares share dividends

Dividend payout ratio: 114.29% of net profits

Recently United Bancshares has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Bancshares shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In United Bancshares's case, that would currently equate to about $0.88 per share.

United Bancshares's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

United Bancshares's most recent dividend payout was on 15 December 2024. The latest dividend was paid out to all shareholders who bought their shares by 28 November 2024 (the "ex-dividend date").

Have United Bancshares's shares ever split?

United Bancshares's shares were split on a 1.0006:1 basis on 30 November 1998 . So if you had owned 1 share the day before before the split, the next day you'd have owned 1.0006 shares. This wouldn't directly have changed the overall worth of your United Bancshares shares – just the quantity. However, indirectly, the new 0.1% lower share price could have impacted the market appetite for United Bancshares shares which in turn could have impacted United Bancshares's share price.

United Bancshares share price volatility

Over the last 12 months, United Bancshares's shares have ranged in value from as little as $17.3106 up to $27.5. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (OTCQX average) beta is 1, while United Bancshares's is 0.342. This would suggest that United Bancshares's shares are less volatile than average (for this exchange).

United Bancshares overview

United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. In addition, the company offers wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance services; and treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. It also operates full service banking centers and loan production offices in northwest and central Ohio. United Bancshares, Inc.

Frequently asked questions

What percentage of United Bancshares is owned by insiders or institutions?
Currently 4.571% of United Bancshares shares are held by insiders and 2.3% by institutions. When does the fiscal year end for United Bancshares?
United Bancshares's fiscal year ends in December. Where is United Bancshares based?
United Bancshares's address is: 105 Progressive Drive, Columbus Grove, OH, United States, 45830 What is United Bancshares's ISIN number?
United Bancshares's international securities identification number is: US9094581017 What is United Bancshares's CUSIP number?
United Bancshares's Committee on Uniform Securities Identification Procedures number is: 909458101