Umpqua Holdings Corporation is a banks - regional business based in the US. Umpqua Holdings Corporation shares (UMPQ) are listed on the NASDAQ and all prices are listed in US Dollars. Umpqua Holdings Corporation employs 3,500 staff and has a trailing 12-month revenue of around $1.2 billion.
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| 52-week range | $0.00 - $0.00 |
|---|---|
| 50-day moving average | $17.95 |
| 200-day moving average | $18.06 |
| Wall St. target price | $19.63 |
| PE ratio | 11.3935 |
| Dividend yield | $0.84 (4.76%) |
| Earnings per share (TTM) | $1.55 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Valuing Umpqua Holdings Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Umpqua Holdings Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Umpqua Holdings Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Umpqua Holdings Corporation shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Umpqua Holdings Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.24. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Umpqua Holdings Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $1.2 billion |
|---|---|
| Operating margin TTM | 40.99% |
| Gross profit TTM | $1.2 billion |
| Return on assets TTM | 1.08% |
| Return on equity TTM | 12.88% |
| Profit margin | 28.41% |
| Book value | $11.43 |
| Market Capitalization | $3.8 billion |
TTM: trailing 12 months
Dividend payout ratio: 74.34% of net profits
Recently Umpqua Holdings Corporation has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Umpqua Holdings Corporation shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Umpqua Holdings Corporation's case, that would currently equate to about $0.84 per share.
Umpqua Holdings Corporation's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Umpqua Holdings Corporation's most recent dividend payout was on 5 February 2023. The latest dividend was paid out to all shareholders who bought their shares by 19 January 2023 (the "ex-dividend date").
Umpqua Holdings Corporation's shares were split on a 4:1 basis on 1 February 1998 . So if you had owned 1 share the day before before the split, the next day you'd have owned 4 shares. This wouldn't directly have changed the overall worth of your Umpqua Holdings Corporation shares – just the quantity. However, indirectly, the new 75% lower share price could have impacted the market appetite for Umpqua Holdings Corporation shares which in turn could have impacted Umpqua Holdings Corporation's share price.
Over the last 12 months, Umpqua Holdings Corporation's shares have ranged in value from as little as $0 up to $0. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Umpqua Holdings Corporation's is 0.9498. This would suggest that Umpqua Holdings Corporation's shares are less volatile than average (for this exchange).
Umpqua Holdings Corporation operates as the holding company of Umpqua Bank that provides commercial and retail banking services. It operates in two segments: Core Banking and Mortgage Banking. The company offers deposit products, including non-interest bearing checking, analyzed business, interest bearing checking and savings, and money market accounts, as well as insured cash sweep and other investment sweep solutions, and certificates of deposit. It also provides loans for corporate and commercial customers, such as accounts receivable and inventory financing, multi-family and equipment loans, commercial equipment leases, international trade finance, real estate construction loans, permanent financing, and small business administration program financing, as well as capital markets and treasury management and payments solutions comprising ACH, wires, positive pay, remote deposit capture, integrated payments, integrated receivables, lockbox, cash vault, real-time payments, commercial card, and foreign exchange related products, as well as merchant services. In addition, the company offers loan products, such as commercial and industrial loans; residential real estate loans for the construction, purchase, and refinancing of residential owner-occupied and rental properties; and consumer loans comprising secured and unsecured personal loans, home equity and personal lines of credit, and motor vehicle loans. Further, it provides financial planning solutions; and online and mobile banking services. The company serves high net worth individuals and families, select non-profits, and professional services firms.
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