First Bancorp is a banks - regional business based in the US. First Bancorp shares (FNLC) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $28.05 – a decrease of 3.71% over the previous week. First Bancorp employs 271 staff and has a trailing 12-month revenue of around $78.2 million.
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| Latest market close | $28.05 |
|---|---|
| 52-week range | $21.15 - $31.05 |
| 50-day moving average | $26.73 |
| 200-day moving average | $24.86 |
| Wall St. target price | N/A |
| PE ratio | 12.0871 |
| Dividend yield | $1.42 (5%) |
| Earnings per share (TTM) | $2.41 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $28.05 from 2024-11-20
| 1 week (2024-11-14) | -3.71% |
|---|---|
| 1 month (2024-10-21) | 7.31% |
| 3 months (2024-08-21) | 8.81% |
| 6 months (2024-05-21) | 14.40% |
| 1 year (2023-11-21) | 12.61% |
|---|---|
| 2 years (2022-11-21) | 1.63% |
| 3 years (2021-11-19) | 7.04% |
| 5 years (2019-11-21) | 29.01% |
Valuing First Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
First Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, First Bancorp shares trade at around 12x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $78.2 million |
|---|---|
| Operating margin TTM | 46.33% |
| Gross profit TTM | $91.3 million |
| Return on assets TTM | 0.87% |
| Return on equity TTM | 10.94% |
| Profit margin | 33.82% |
| Book value | $23.03 |
| Market Capitalization | $324.9 million |
TTM: trailing 12 months
Dividend payout ratio: 77.99% of net profits
Recently First Bancorp has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In First Bancorp's case, that would currently equate to about $1.42 per share.
First Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
First Bancorp's most recent dividend payout was on 17 October 2024. The latest dividend was paid out to all shareholders who bought their shares by 7 October 2024 (the "ex-dividend date").
First Bancorp's shares were split on a 3:1 basis on 1 June 2004 . So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your First Bancorp shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for First Bancorp shares which in turn could have impacted First Bancorp's share price.
Over the last 12 months, First Bancorp's shares have ranged in value from as little as $21.1477 up to $31.05. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Bancorp's is 0.547. This would suggest that First Bancorp's shares are less volatile than average (for this exchange).
The First Bancorp, Inc. operates as the holding company for First National Bank that provides a range of banking products and services to individuals and businesses. It offers various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company also provides commercial loans comprising commercial real estate owner occupied, such as mortgage loans to finance investments in real property such as retail space, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loan for financing working capital and/or capital investment. In addition, it offers commercial multifamily loans; residential real estate term and residential real estate construction loans; loans to municipalities in Maine for capitalized expenditures, construction projects, or tax anticipation notes; home equity revolving and term loans; and personal lines of credit and amortizing loans for various purposes, such as autos, recreational vehicles, debt consolidation, personal expenses, or overdraft protection. Further, the company offers private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations and municipalities; and brokerage, annuity, and various insurance products, as well as payment processing services. It operates through full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine.
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