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How to buy Community Financial stock (TCFC)

Buy Community Financial stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

Community Financial is a banks - regional business based in the US. Community Financial shares (TCFC) are listed on the OTCBB and all prices are listed in US Dollars. Community Financial employs 199 staff and has a trailing 12-month revenue of around $79.7 million.

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  2. Open an account. Provide your personal information and sign up.
  3. Fund your account. Deposit funds into your account by linking your banking information or transfer funds from another trading account.
  4. Search for the stock name – TCFC. Search for the stock by name or ticker symbol.
  5. Buy the stock. Place your order. It's that simple.

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Community Financial stock price (OTCBB: TCFC)

Use our graph to track the performance of TCFC stocks over time.

Community Financial shares at a glance

Information last updated 2023-08-06.
Latest market close$27.09
52-week range$0.00 - $0.00
50-day moving average $27.13
200-day moving average $34.97
Wall St. target price$53.00
PE ratio 5.1307
Dividend yield $0.7 (2.56%)
Earnings per share (TTM) $5.28

Is it a good time to buy Community Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Community Financial price performance over time

Historical closes compared with the close of $27.09 from 2023-07-07

1 week (2024-08-27) N/A
1 month (2024-08-03) N/A
3 months (2024-06-03) N/A
6 months (2024-03-03) N/A
1 year (2023-09-03) N/A
2 years (2022-09-07) -21.50%
3 years (2021-09-07) 35.35
5 years (2019-09-06) 29.3072

Is Community Financial stock undervalued or overvalued?

Valuing Community Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Community Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Community Financial's P/E ratio

Community Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 5x. In other words, Community Financial shares trade at around 5x recent earnings.

Community Financial's PEG ratio

Community Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.7. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Community Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Community Financial financials

Revenue TTM $79.7 million
Operating margin TTM 52.43%
Gross profit TTM $77.3 million
Return on assets TTM 1.23%
Return on equity TTM 14.98%
Profit margin 36.83%
Book value $35.08
Market Capitalization $153.6 million

TTM: trailing 12 months

Community Financial share dividends

13%

Dividend payout ratio: 12.74% of net profits

Recently Community Financial has paid out, on average, around 12.74% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.56% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Community Financial shareholders could enjoy a 2.56% return on their shares, in the form of dividend payments. In Community Financial's case, that would currently equate to about $0.7 per share.

While Community Financial's payout ratio might seem low, this can signify that Community Financial is investing more in its future growth.

Community Financial's most recent dividend payout was on 23 April 2023. The latest dividend was paid out to all shareholders who bought their shares by 10 April 2023 (the "ex-dividend date").

Have Community Financial's shares ever split?

Community Financial's shares were split on a 3:2 basis on 27 November 2006. So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Community Financial shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Community Financial shares which in turn could have impacted Community Financial's share price.

Community Financial share price volatility

Over the last 12 months, Community Financial's shares have ranged in value from as little as $0 up to $0. A popular way to gauge a stock's volatility is its "beta".

TCFC.US volatility(beta: 0.75)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (OTCBB average) beta is 1, while Community Financial's is 0.7507. This would suggest that Community Financial's shares are less volatile than average (for this exchange).

Community Financial overview

The Community Financial Corporation operates as the bank holding company for Community Bank of the Chesapeake that provides commercial and retail banking services to individuals and businesses. The company offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit; and commercial real estate and other non-residential real estate, residential first mortgage, residential rental mortgage, construction and land development, home equity and second mortgage, and commercial equipment loans, as well as commercial loan products, including term loans, demand loans, and lines of credit; consumer loans, such as loans for automobiles, boats, recreational vehicles, and trucks, home improvement loans, secured and unsecured personal lines of credit, and credit card loans. It also provides safe deposit box, night depository, cash vault, automated clearinghouse transaction, wire transfer, automated teller machine (ATM), online and telephone banking, retail and business mobile banking, remote deposit capture, reciprocal deposit, merchant card, credit monitoring, investment, positive pay, payroll, account reconciliation, bill pay, credit card, and lockbox services. The company was formerly known as Tri-County Financial Corporation and changed its name to The Community Financial Corporation in October 2013. The Community Financial Corporation was founded in 1950 and is headquartered in Waldorf, Maryland. .

Frequently asked questions

What percentage of Community Financial is owned by insiders or institutions?
Currently 7.572% of Community Financial shares are held by insiders and 37.169% by institutions.
How many people work for Community Financial?
Latest data suggests 199 work at Community Financial.
When does the fiscal year end for Community Financial?
Community Financial's fiscal year ends in December.
Where is Community Financial based?
Community Financial's address is: 3035 Leonardtown Road, Waldorf, MD, United States, 20601
What is Community Financial's ISIN number?
Community Financial's international securities identification number is: US20368X1019
What is Community Financial's CUSIP number?
Community Financial's Committee on Uniform Securities Identification Procedures number is: 20368X101

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