How to buy SmartFinancial stock (SMBK)

SmartFinancial is a banks - regional business based in the US. SmartFinancial shares (SMBK) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $31.48 – a decrease of 7.17% over the previous week. SmartFinancial employs 570 staff and has a trailing 12-month revenue of around $159.2 million.

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SmartFinancial stock price (NASDAQ: SMBK)

Use our graph to track the performance of SMBK stocks over time.

SmartFinancial shares at a glance

• Key figures

Information last updated 2024-12-19.

Latest market close	$31.48
52-week range	$18.83 - $37.67
50-day moving average more info button	$33.87
200-day moving average more info button	$26.68
Wall St. target price	$34.54
PE ratio more info button	16.3575
Dividend yield more info button	$0.32 (1.01%)
Earnings per share (TTM) more info button	$1.93

Is it a good time to buy SmartFinancial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

SmartFinancial price performance over time

Historical closes compared with the close of $31.48 from 2024-12-20

1 week (2024-12-16)	-7.17%
1 month (2024-11-22)	-14.29%
3 months (2024-09-23)	6.46%
6 months (2024-06-21)	43.16%

1 year (2023-12-22)	25.92%
2 years (2022-12-23)	16.19%
3 years (2021-12-23)	17.47%
5 years (2019-12-23)	42.85%

Is SmartFinancial stock undervalued or overvalued?

Valuing SmartFinancial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of SmartFinancial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

SmartFinancial's P/E ratio

SmartFinancial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, SmartFinancial shares trade at around 16x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

SmartFinancial financials

Revenue TTM	$159.2 million
Operating margin TTM	30.39%
Gross profit TTM	$161.2 million
Return on assets TTM	0.67%
Return on equity TTM	6.99%
Profit margin	20.53%
Book value	$28.89
Market Capitalization more info button	$534.4 million

TTM: trailing 12 months

SmartFinancial share dividends

Dividend payout ratio: 17.2% of net profits

Recently SmartFinancial has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), SmartFinancial shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In SmartFinancial's case, that would currently equate to about $0.32 per share.

While SmartFinancial's payout ratio might seem low, this can signify that SmartFinancial is investing more in its future growth.

SmartFinancial's most recent dividend payout was on 26 November 2024. The latest dividend was paid out to all shareholders who bought their shares by 11 November 2024 (the "ex-dividend date").

Have SmartFinancial's shares ever split?

SmartFinancial's shares were split on a 1:4 basis on 22 September 2015 . So if you had owned 4 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your SmartFinancial shares – just the quantity. However, indirectly, the new 300% higher share price could have impacted the market appetite for SmartFinancial shares which in turn could have impacted SmartFinancial's share price.

SmartFinancial share price volatility

Over the last 12 months, SmartFinancial's shares have ranged in value from as little as $18.8339 up to $37.67. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while SmartFinancial's is 0.669. This would suggest that SmartFinancial's shares are less volatile than average (for this exchange).

SmartFinancial overview

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in Tennessee, Alabama, and Florida. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, Leases, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans and leases; commercial business and mortgage loans; and direct consumer installment, educational, agriculture, and other revolving credit loans; equipment financing, heavy equipment, semis, and trailers loans and leases to small and mid-size companies; letters of credit; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. SmartFinancial, Inc.

Frequently asked questions

What percentage of SmartFinancial is owned by insiders or institutions?
Currently 16.964% of SmartFinancial shares are held by insiders and 55.938% by institutions. How many people work for SmartFinancial?
Latest data suggests 570 work at SmartFinancial. When does the fiscal year end for SmartFinancial?
SmartFinancial's fiscal year ends in December. Where is SmartFinancial based?
SmartFinancial's address is: 5401 Kingston Pike, Knoxville, TN, United States, 37919 What is SmartFinancial's ISIN number?
SmartFinancial's international securities identification number is: US83190L2088 What is SmartFinancial's CUSIP number?
SmartFinancial's Committee on Uniform Securities Identification Procedures number is: 83190L109