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How to buy Santander Consumer USA stock (SC)

Buy Santander Consumer USA stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

Santander Consumer USA is a credit services business based in the US. Santander Consumer USA shares (SC) are listed on the NYSE and all prices are listed in US Dollars. Santander Consumer USA employs 5,576 staff and has a trailing 12-month revenue of around $6.8 billion.

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  2. Open an account. Provide your personal information and sign up.
  3. Fund your account. Deposit funds into your account by linking your banking information or transfer funds from another trading account.
  4. Search for the stock name – SC. Search for the stock by name or ticker symbol.
  5. Buy the stock. Place your order. It's that simple.

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Santander Consumer USA stock price (NYSE: SC)

Use our graph to track the performance of SC stocks over time.

Santander Consumer USA shares at a glance

Information last updated 2022-03-20.
52-week range$0.00 - $0.00
50-day moving average $41.94
200-day moving average $40.33
Wall St. target price$40.50
PE ratio 4.1282
Dividend yield $0.66 (2.12%)
Earnings per share (TTM) $10.08

Is it a good time to buy Santander Consumer USA stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Santander Consumer USA stock undervalued or overvalued?

Valuing Santander Consumer USA stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Santander Consumer USA's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Santander Consumer USA's P/E ratio

Santander Consumer USA's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 4x. In other words, Santander Consumer USA shares trade at around 4x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Santander Consumer USA's PEG ratio

Santander Consumer USA's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.6394. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Santander Consumer USA's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Santander Consumer USA financials

Revenue TTM $6.8 billion
Operating margin TTM 59.4%
Gross profit TTM $2.2 billion
Return on assets TTM 6.33%
Return on equity TTM 47.36%
Profit margin 45.42%
Book value $25.92
Market Capitalization $12.7 billion

TTM: trailing 12 months

Santander Consumer USA share dividends

11%

Dividend payout ratio: 10.53% of net profits

Recently Santander Consumer USA has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Santander Consumer USA shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Santander Consumer USA's case, that would currently equate to about $0.66 per share.

While Santander Consumer USA's payout ratio might seem low, this can signify that Santander Consumer USA is investing more in its future growth.

Santander Consumer USA's most recent dividend payout was on 8 December 2021. The latest dividend was paid out to all shareholders who bought their shares by 25 November 2021 (the "ex-dividend date").

Have Santander Consumer USA's shares ever split?

Santander Consumer USA's shares were split on a 8:9 basis on 29 April 2015 . So if you had owned 9 shares the day before before the split, the next day you'd have owned 8 shares. This wouldn't directly have changed the overall worth of your Santander Consumer USA shares – just the quantity. However, indirectly, the new 12.5% higher share price could have impacted the market appetite for Santander Consumer USA shares which in turn could have impacted Santander Consumer USA's share price.

Santander Consumer USA share price volatility

Over the last 12 months, Santander Consumer USA's shares have ranged in value from as little as $0 up to $0. A popular way to gauge a stock's volatility is its "beta".

SC.US volatility(beta: 1.01)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Santander Consumer USA's is 1.0142. This would suggest that Santander Consumer USA's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Santander Consumer USA overview

Santander Consumer USA Holdings Inc. , a specialized consumer finance company, provides vehicle finance and third-party servicing in the United States. It offers vehicle financial products and services, including retail installment contracts and vehicle leases, as well as dealer loans for inventory, construction, real estate, working capital, and revolving lines of credit. The company also provides financial products and services related to recreational and marine vehicles; originates vehicle loans through RoadLoans. com, a web-based direct lending program; purchases vehicle retail installment contracts from other lenders; and services automobile, and recreational and marine vehicle portfolios for other lenders. In addition, it originates private-label loans and leases; and offers personal loans, as well as provides point-of-sale financing. The company was founded in 1995 and is headquartered in Dallas, Texas.

Frequently asked questions

What percentage of Santander Consumer USA is owned by insiders or institutions?
Currently 80.353% of Santander Consumer USA shares are held by insiders and 20.325% by institutions.
How many people work for Santander Consumer USA?
Latest data suggests 5,576 work at Santander Consumer USA.
When does the fiscal year end for Santander Consumer USA?
Santander Consumer USA's fiscal year ends in December.
Where is Santander Consumer USA based?
Santander Consumer USA's address is: 1601 Elm Street, Dallas, TX, United States, 75201
What is Santander Consumer USA's ISIN number?
Santander Consumer USA's international securities identification number is: US80283M1018
What is Santander Consumer USA's CUSIP number?
Santander Consumer USA's Committee on Uniform Securities Identification Procedures number is: 80283M101

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