Provident Financial Services is a banks - regional business based in the US. Provident Financial Services shares (PFS) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $20.94 – a decrease of 2.24% over the previous week. Provident Financial Services employs 1,109 staff and has a trailing 12-month revenue of around $526 million.
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| Latest market close | $20.94 |
|---|---|
| 52-week range | $12.69 - $21.98 |
| 50-day moving average | $18.99 |
| 200-day moving average | $16.44 |
| Wall St. target price | $22.25 |
| PE ratio | 21 |
| Dividend yield | $0.96 (4.5%) |
| Earnings per share (TTM) | $1.02 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $21.16 from 2024-11-18
| 1 week (2024-11-13) | -0.75% |
|---|---|
| 1 month (2024-10-18) | 8.40% |
| 3 months (2024-08-20) | 17.95% |
| 6 months (2024-05-20) | 35.29% |
| 1 year (2023-11-20) | 35.38% |
|---|---|
| 2 years (2022-11-18) | 6.67% |
| 3 years (2021-11-19) | 0.58% |
| 5 years (2019-11-20) | 11.28% |
Valuing Provident Financial Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Provident Financial Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Provident Financial Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 21x. In other words, Provident Financial Services shares trade at around 21x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Provident Financial Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.84. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Provident Financial Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $526 million |
|---|---|
| Operating margin TTM | 48.31% |
| Gross profit TTM | $497 million |
| Return on assets TTM | 0.5% |
| Return on equity TTM | 4.45% |
| Profit margin | 17.93% |
| Book value | $20.09 |
| Market Capitalization | $2.8 billion |
TTM: trailing 12 months
Dividend payout ratio: 85.71% of net profits
Recently Provident Financial Services has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Provident Financial Services shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Provident Financial Services's case, that would currently equate to about $0.96 per share.
Provident Financial Services's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Provident Financial Services's most recent dividend payout was on 28 November 2024. The latest dividend was paid out to all shareholders who bought their shares by 14 November 2024 (the "ex-dividend date").
Over the last 12 months, Provident Financial Services's shares have ranged in value from as little as $12.685 up to $21.981. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Provident Financial Services's is 1.023. This would suggest that Provident Financial Services's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning. Further, it sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure.
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