Provident Financial is a banks - regional business based in the US. Provident Financial shares (PROV) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $15.90 – an increase of 0.76% over the previous week. Provident Financial employs 94 staff and has a trailing 12-month revenue of around $39.8 million.
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| Latest market close | $15.90 |
|---|---|
| 52-week range | $10.66 - $16.10 |
| 50-day moving average | $15.07 |
| 200-day moving average | $13.73 |
| Wall St. target price | $16.25 |
| PE ratio | 14.422 |
| Dividend yield | $0.56 (3.56%) |
| Earnings per share (TTM) | $1.09 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $15.72 from 2024-11-22
| 1 week (2024-11-20) | -0.38% |
|---|---|
| 1 month (2024-10-25) | 1.42% |
| 3 months (2024-08-27) | 15.16% |
| 6 months (2024-05-24) | 23.39% |
| 1 year (2023-11-27) | 40.36% |
|---|---|
| 2 years (2022-11-25) | 16.02% |
| 3 years (2021-11-26) | 6.03% |
| 5 years (2019-11-27) | 18.193 |
Valuing Provident Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Provident Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Provident Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, Provident Financial shares trade at around 14x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $39.8 million |
|---|---|
| Operating margin TTM | 28.12% |
| Gross profit TTM | $38.8 million |
| Return on assets TTM | 0.58% |
| Return on equity TTM | 5.79% |
| Profit margin | 18.82% |
| Book value | $19.15 |
| Market Capitalization | $106.3 million |
TTM: trailing 12 months
Dividend payout ratio: 51.38% of net profits
Recently Provident Financial has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Provident Financial shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Provident Financial's case, that would currently equate to about $0.56 per share.
Provident Financial's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Provident Financial's most recent dividend payout was on 4 December 2024. The latest dividend was paid out to all shareholders who bought their shares by 13 November 2024 (the "ex-dividend date").
Provident Financial's shares were split on a 3:2 basis on 2 February 2004 . So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Provident Financial shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Provident Financial shares which in turn could have impacted Provident Financial's share price.
Over the last 12 months, Provident Financial's shares have ranged in value from as little as $10.6579 up to $16.0969. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Provident Financial's is 0.375. This would suggest that Provident Financial's shares are less volatile than average (for this exchange).
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F. S. B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions.
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