How to buy Peoples Fin stock (PFIS)

Peoples Fin is a banks - regional business based in the US. Peoples Fin shares (PFIS) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $47.44 – an increase of 0.13% over the previous week. Peoples Fin employs 375 staff and has a trailing 12-month revenue of around $90.8 million.

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Peoples Fin stock price (NASDAQ: PFIS)

Use our graph to track the performance of PFIS stocks over time.

Peoples Fin shares at a glance

• Key figures

Information last updated 2024-10-25.

Latest market close	$47.44
52-week range	$35.42 - $50.34
50-day moving average more info button	$46.29
200-day moving average more info button	$42.90
Wall St. target price	$48.00
PE ratio more info button	19.5726
Dividend yield more info button	$1.64 (5.23%)
Earnings per share (TTM) more info button	$2.41

Is it a good time to buy Peoples Fin stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Peoples Fin price performance over time

Historical closes compared with the close of $47.36 from 2024-10-28

1 week (2024-10-23)	0.34%
1 month (2024-09-30)	1.02%
3 months (2024-07-30)	-3.92%
6 months (2024-04-30)	25.06%

1 year (2023-10-30)	19.29%
2 years (2022-10-28)	-15.94%
3 years (2021-10-29)	3.45%
5 years (2019-10-30)	3.96%

Is Peoples Fin stock undervalued or overvalued?

Valuing Peoples Fin stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Peoples Fin's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Peoples Fin's P/E ratio

Peoples Fin's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 20x. In other words, Peoples Fin shares trade at around 20x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Peoples Fin financials

Revenue TTM	$90.8 million
Operating margin TTM	26.12%
Gross profit TTM	$108 million
Return on assets TTM	0.47%
Return on equity TTM	5.09%
Profit margin	18.85%
Book value	$48.29
Market Capitalization more info button	$470.6 million

TTM: trailing 12 months

Peoples Fin share dividends

Dividend payout ratio: 65.98% of net profits

Recently Peoples Fin has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Peoples Fin shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Peoples Fin's case, that would currently equate to about $1.64 per share.

Peoples Fin's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Peoples Fin's most recent dividend payout was on 12 September 2024. The latest dividend was paid out to all shareholders who bought their shares by 29 August 2024 (the "ex-dividend date").

Have Peoples Fin's shares ever split?

Peoples Fin's shares were split on a 3:2 basis on 15 May 2003 . So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Peoples Fin shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Peoples Fin shares which in turn could have impacted Peoples Fin's share price.

Peoples Fin share price volatility

Over the last 12 months, Peoples Fin's shares have ranged in value from as little as $35.4196 up to $50.3434. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Peoples Fin's is 0.498. This would suggest that Peoples Fin's shares are less volatile than average (for this exchange).

Peoples Fin overview

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers fiduciary and investment services; investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities, brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services.

Frequently asked questions

What percentage of Peoples Fin is owned by insiders or institutions?
Currently 7.358% of Peoples Fin shares are held by insiders and 24.499% by institutions. How many people work for Peoples Fin?
Latest data suggests 375 work at Peoples Fin. When does the fiscal year end for Peoples Fin?
Peoples Fin's fiscal year ends in December. Where is Peoples Fin based?
Peoples Fin's address is: 150 North Washington Avenue, Scranton, PA, United States, 18503 What is Peoples Fin's ISIN number?
Peoples Fin's international securities identification number is: US7110401053 What is Peoples Fin's CUSIP number?
Peoples Fin's Committee on Uniform Securities Identification Procedures number is: 711040105