How to buy Penns Woods Bancorp stock (PWOD)

Penns Woods Bancorp is a banks - regional business based in the US. Penns Woods Bancorp shares (PWOD) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $30.35 – a decrease of 10.47% over the previous week. Penns Woods Bancorp employs 308 staff and has a trailing 12-month revenue of around $68.1 million.

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Penns Woods Bancorp stock price (NASDAQ: PWOD)

Use our graph to track the performance of PWOD stocks over time.

Penns Woods Bancorp shares at a glance

• Key figures

Information last updated 2024-12-08.

Latest market close	$30.35
52-week range	$16.33 - $34.32
50-day moving average more info button	$25.56
200-day moving average more info button	$21.51
Wall St. target price	N/A
PE ratio more info button	11.303
Dividend yield more info button	$1.28 (4.29%)
Earnings per share (TTM) more info button	$2.64

Is it a good time to buy Penns Woods Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Penns Woods Bancorp price performance over time

Historical closes compared with the close of $33.81 from 2024-12-16

1 week (2024-12-12)	-0.29%
1 month (2024-11-19)	10.74%
3 months (2024-09-19)	41.76%
6 months (2024-06-18)	70.33%

1 year (2023-12-19)	43.45%
2 years (2022-12-19)	41.52%
3 years (2021-12-17)	63.95%
5 years (2019-12-19)	28.90%

Is Penns Woods Bancorp stock undervalued or overvalued?

Valuing Penns Woods Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Penns Woods Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Penns Woods Bancorp's P/E ratio

Penns Woods Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Penns Woods Bancorp shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Penns Woods Bancorp financials

Revenue TTM	$68.1 million
Operating margin TTM	38.97%
Gross profit TTM	$64.6 million
Return on assets TTM	0.88%
Return on equity TTM	10.34%
Profit margin	28.73%
Book value	$26.96
Market Capitalization more info button	$225.4 million

TTM: trailing 12 months

Penns Woods Bancorp share dividends

Dividend payout ratio: 48.76% of net profits

Recently Penns Woods Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Penns Woods Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Penns Woods Bancorp's case, that would currently equate to about $1.28 per share.

While Penns Woods Bancorp's payout ratio might seem fairly standard, it's worth remembering that Penns Woods Bancorp may be investing much of the rest of its net profits in future growth.

Penns Woods Bancorp's most recent dividend payout was on 23 September 2024. The latest dividend was paid out to all shareholders who bought their shares by 9 September 2024 (the "ex-dividend date").

Have Penns Woods Bancorp's shares ever split?

Penns Woods Bancorp's shares were split on a 3:2 basis on 30 September 2019 . So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Penns Woods Bancorp shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Penns Woods Bancorp shares which in turn could have impacted Penns Woods Bancorp's share price.

Penns Woods Bancorp share price volatility

Over the last 12 months, Penns Woods Bancorp's shares have ranged in value from as little as $16.3307 up to $34.32. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Penns Woods Bancorp's is 0.456. This would suggest that Penns Woods Bancorp's shares are less volatile than average (for this exchange).

Penns Woods Bancorp overview

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement account (IRAs) accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania.

Frequently asked questions

What percentage of Penns Woods Bancorp is owned by insiders or institutions?
Currently 4.059% of Penns Woods Bancorp shares are held by insiders and 24.768% by institutions. How many people work for Penns Woods Bancorp?
Latest data suggests 308 work at Penns Woods Bancorp. When does the fiscal year end for Penns Woods Bancorp?
Penns Woods Bancorp's fiscal year ends in December. Where is Penns Woods Bancorp based?
Penns Woods Bancorp's address is: 300 Market Street, Williamsport, PA, United States, 17703-0967 What is Penns Woods Bancorp's ISIN number?
Penns Woods Bancorp's international securities identification number is: US7084301032 What is Penns Woods Bancorp's CUSIP number?
Penns Woods Bancorp's Committee on Uniform Securities Identification Procedures number is: 708430103