Penns Woods Bancorp is a banks - regional business based in the US. Penns Woods Bancorp shares (PWOD) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $29.42 – a decrease of 0.2% over the previous week. Penns Woods Bancorp employs 311 staff and has a trailing 12-month revenue of around $74 million.
The Finder Score crunches 147 key metrics we collected directly from 18+ brokers and assessed each provider’s performance based on nine different categories, weighing each metric based on the expertise and insights of Finder’s investment experts. We then scored and ranked each provider to determine the best brokerage accounts.
We update our best picks as products change, disappear or emerge in the market. We also regularly review and revise our selections to ensure our best provider lists reflect the most competitive available.
Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.
Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.
| Latest market close | $29.42 |
|---|---|
| 52-week range | $17.20 - $33.96 |
| 50-day moving average | $28.08 |
| 200-day moving average | $27.24 |
| Wall St. target price | N/A |
| PE ratio | 10.5986 |
| Dividend yield | $1.28 (4.33%) |
| Earnings per share (TTM) | $2.79 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $29.57 from 2025-05-02
| 1 week (2025-04-28) | 5.23% |
|---|---|
| 1 month (2025-04-04) | 13.21% |
| 3 months (2025-02-06) | -7.30% |
| 6 months (2024-11-06) | 5.61% |
| 1 year (2024-05-06) | 62.56% |
|---|---|
| 2 years (2023-05-05) | 48.14% |
| 3 years (2022-05-05) | 50.58% |
| 5 years (2020-05-05) | 66.03% |
Valuing Penns Woods Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Penns Woods Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Penns Woods Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Penns Woods Bancorp shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $74 million |
|---|---|
| Operating margin TTM | 50.82% |
| Gross profit TTM | $74 million |
| Return on assets TTM | 0.96% |
| Return on equity TTM | 10.5% |
| Profit margin | 28.79% |
| Book value | $27.85 |
| Market Capitalization | $225.2 million |
TTM: trailing 12 months
Dividend payout ratio: 69.62% of net profits
Recently Penns Woods Bancorp has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Penns Woods Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Penns Woods Bancorp's case, that would currently equate to about $1.28 per share.
Penns Woods Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Penns Woods Bancorp's most recent dividend payout was on 24 March 2025. The latest dividend was paid out to all shareholders who bought their shares by 10 March 2025 (the "ex-dividend date").
Penns Woods Bancorp's shares were split on a 3:2 basis on 30 September 2019 . So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Penns Woods Bancorp shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Penns Woods Bancorp shares which in turn could have impacted Penns Woods Bancorp's share price.
Over the last 12 months, Penns Woods Bancorp's shares have ranged in value from as little as $17.1991 up to $33.9606. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Penns Woods Bancorp's is 0.386. This would suggest that Penns Woods Bancorp's shares are less volatile than average (for this exchange).
Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations in the United States. The company accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and fixed rate certificates of deposit, as well as checking and individual retirement account (IRAs) accounts. It also provides loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, the company offers securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking delivery channel services. Further, the company engages in real estate transactions and investment activities. It operates through a network of offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania.
Track the progress of the S&P 500 stocks to make more informed investment decisions.
See our picks for the best brokers for trading S&P 500 stocks, ETFs, options and futures.
These are the stocks to buy when you don’t have much to spend.
Explore the best bonuses for opening a new brokerage account.
Stock lending allows investors to loan out their existing stocks, although it has both advantages and disadvantages.
Compare pros, cons, research tools and reviews for these two trading platforms.
Some of the best trading apps like Robinhood are SoFi, Tastytrade, Public, eToro, Acorns, Interactive Brokers, E*TRADE and more.
Compare pros, cons, research tools and reviews for these two trading platforms.
SoFi Invest is a no-fee commissions platform with both active and automated investment accounts.
Webull is a broker with zero-commission trading and a suite of tools to help you invest.