How to buy Paymentus Holdings stock (Paymentus Holdings)

Paymentus Holdings is a software - infrastructure business based in the US. Paymentus Holdings shares (PAY) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $33.76 – a decrease of 3.43% over the previous week. Paymentus Holdings employs 1,273 staff and has a trailing 12-month revenue of around $778.7 million.

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Paymentus Holdings stock price (NYSE: PAY)

Use our graph to track the performance of PAY stocks over time.

Paymentus Holdings shares at a glance

• Key figures

Information last updated 2024-12-11.

Latest market close	$33.76
52-week range	$14.77 - $38.94
50-day moving average more info button	$28.54
200-day moving average more info button	$22.41
Wall St. target price	$32.25
PE ratio more info button	105.0938
Dividend yield more info button	N/A
Earnings per share (TTM) more info button	$0.32

Is it a good time to buy Paymentus Holdings stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Paymentus Holdings price performance over time

Historical closes compared with the close of $35.71 from 2024-12-17

1 week (2024-12-12)	2.15%
1 month (2024-11-19)	-0.17%
3 months (2024-09-19)	60.78%
6 months (2024-06-18)	84.74%

1 year (2023-12-19)	97.18%
2 years (2022-12-19)	365.58%
3 years (2021-12-17)	28.04%
5 years (2019-12-15)	N/A

Is Paymentus Holdings stock undervalued or overvalued?

Valuing Paymentus Holdings stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Paymentus Holdings's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Paymentus Holdings's P/E ratio

Paymentus Holdings's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 105x. In other words, Paymentus Holdings shares trade at around 105x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

However, Paymentus Holdings's P/E ratio is best considered in relation to those of others within the software - infrastructure industry or those of similar companies.

• Fiserv (FISV.US): 0.00
• Diebold Nixdorf Incorporated (DBD.US): 0.00
• ACI Worldwide (ACIW.US): 26.47

Paymentus Holdings's PEG ratio

Paymentus Holdings's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 10.96. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Paymentus Holdings's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

However, it's sensible to consider Paymentus Holdings's PEG ratio in relation to those of similar companies.

• Fiserv (FISV.US): 0.98
• Diebold Nixdorf Incorporated (DBD.US): 0.00

Paymentus Holdings's EBITDA

Paymentus Holdings's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $53.6 million.

The EBITDA is a measure of a Paymentus Holdings's overall financial performance and is widely used to measure a its profitability.

To put Paymentus Holdings's EBITDA into context you can compare it against that of similar companies.

• Fiserv (FISV.US): USD$7.1 billion
• Diebold Nixdorf Incorporated (DBD.US): USD$337.2 million
• ACI Worldwide (ACIW.US): USD$421.4 million

Paymentus Holdings financials

Revenue TTM	$778.7 million
Operating margin TTM	5.22%
Gross profit TTM	$149.7 million
Return on assets TTM	4.77%
Return on equity TTM	9.12%
Profit margin	5.19%
Book value	$3.76
Market Capitalization more info button	$4.2 billion

TTM: trailing 12 months

Paymentus Holdings share dividends

We're not expecting Paymentus Holdings to pay a dividend over the next 12 months.

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Paymentus Holdings share price volatility

Over the last 12 months, Paymentus Holdings's shares have ranged in value from as little as $14.77 up to $38.94. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Paymentus Holdings's is 1.408. This would suggest that Paymentus Holdings's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

To put Paymentus Holdings's beta into context you can compare it against those of similar companies.

• Fiserv (FISV.US): 0.8543
• ACI Worldwide (ACIW.US): 1.194

Paymentus Holdings overview

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. It serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. The company was founded in 2004 and is headquartered in Charlotte, North Carolina. .

Frequently asked questions

What percentage of Paymentus Holdings is owned by insiders or institutions?
Currently 5.772% of Paymentus Holdings shares are held by insiders and 75.486% by institutions. How many people work for Paymentus Holdings?
Latest data suggests 1,273 work at Paymentus Holdings. When does the fiscal year end for Paymentus Holdings?
Paymentus Holdings's fiscal year ends in December. Where is Paymentus Holdings based?
Paymentus Holdings's address is: 11605 North Community House Road, Charlotte, NC, United States, 28277 What is Paymentus Holdings's ISIN number?
Paymentus Holdings's international securities identification number is: US70439P1084 What is Paymentus Holdings's CUSIP number?
Paymentus Holdings's Committee on Uniform Securities Identification Procedures number is: 92342Y109