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How to buy Orange County Bancorp stock (Orange County Bancorp)

Buy Orange County Bancorp stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

Middletown, NY-based bank holding company Orange County Bancorp has applied for listing on the Nasdaq. The company's stock already trades on the Over-the-Counter Markets under the ticker symbol "OBT," and it hopes to trade on the Nasdaq under the same ticker symbol.

We'll update this page as new information becomes available.

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How to buy Orange County Bancorp stock

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  2. Open an account. Provide your personal information and sign up.
  3. Fund your account. Deposit funds into your account by linking your banking information or transfer funds from another trading account.
  4. Search for the stock name – OBT. Search for the stock by name or ticker symbol.
  5. Buy the stock. Place your order. It's that simple.

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Orange County Bancorp stock price (NASDAQ: OBT)

Use our graph to track the performance of OBT stocks over time.

Orange County Bancorp shares at a glance

Information last updated 2025-05-03.
Latest market close$26.03
52-week range$20.97 - $32.74
50-day moving average $23.78
200-day moving average $27.10
Wall St. target price$30.50
PE ratio 11.0581
Dividend yield $0.485 (1.95%)
Earnings per share (TTM) $2.41

Is it a good time to buy Orange County Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Orange County Bancorp price performance over time

Historical closes compared with the close of $26.65 from 2025-05-02

1 week (2025-04-29) 15.07%
1 month (2025-04-07) 16.94%
3 months (2025-02-07) -1.11%
6 months (2024-11-07) -55.36%
1 year (2024-05-07) -44.77%
2 years (2023-05-05) 74.41%
3 years (2022-05-06) 51.03%
5 years (2020-05-06) 133.55%

Is Orange County Bancorp stock undervalued or overvalued?

Valuing Orange County Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Orange County Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Orange County Bancorp's P/E ratio

Orange County Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Orange County Bancorp shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

However, Orange County Bancorp's P/E ratio is best considered in relation to those of others within the banks - regional industry or those of similar companies.

Orange County Bancorp financials

Revenue TTM $100.9 million
Operating margin TTM 42.07%
Gross profit TTM $100.9 million
Return on assets TTM 1.09%
Return on equity TTM 14.76%
Profit margin 27.06%
Book value $17.69
Market Capitalization $303.4 million

TTM: trailing 12 months

Orange County Bancorp share dividends

15%

Dividend payout ratio: 15.42% of net profits

Recently Orange County Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Orange County Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Orange County Bancorp's case, that would currently equate to about $0.485 per share.

While Orange County Bancorp's payout ratio might seem low, this can signify that Orange County Bancorp is investing more in its future growth.

Orange County Bancorp's most recent dividend payout was on 16 March 2025. The latest dividend was paid out to all shareholders who bought their shares by 3 March 2025 (the "ex-dividend date").

Orange County Bancorp's dividend payout ratio is perhaps best considered in relation to those of similar companies.

Have Orange County Bancorp's shares ever split?

Orange County Bancorp's shares were split on a 2:1 basis on 12 January 2025 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Orange County Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Orange County Bancorp shares which in turn could have impacted Orange County Bancorp's share price.

Orange County Bancorp share price volatility

Over the last 12 months, Orange County Bancorp's shares have ranged in value from as little as $20.97 up to $32.7437. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Orange County Bancorp's is 0.427. This would suggest that Orange County Bancorp's shares are less volatile than average (for this exchange).

To put Orange County Bancorp's beta into context you can compare it against those of similar companies.

Orange County Bancorp overview

Orange County Bancorp, Inc. , through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operates full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York.

Frequently asked questions

What percentage of Orange County Bancorp is owned by insiders or institutions?
Currently 15.001% of Orange County Bancorp shares are held by insiders and 45.304% by institutions.
How many people work for Orange County Bancorp?
Latest data suggests 225 work at Orange County Bancorp.
When does the fiscal year end for Orange County Bancorp?
Orange County Bancorp's fiscal year ends in December.
Where is Orange County Bancorp based?
Orange County Bancorp's address is: 212 Dolson Avenue, Middletown, NY, United States, 10940
What is Orange County Bancorp's ISIN number?
Orange County Bancorp's international securities identification number is: US68417L1070
What is Orange County Bancorp's CUSIP number?
Orange County Bancorp's Committee on Uniform Securities Identification Procedures number is: 68417L107

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