Open Lending is a credit services business based in the US. Open Lending shares (LPRO) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $6.27 – an increase of 6.27% over the previous week. Open Lending employs 210 staff and has a trailing 12-month revenue of around $95.9 million.
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| Latest market close | $6.27 |
|---|---|
| 52-week range | $4.57 - $8.70 |
| 50-day moving average | $5.85 |
| 200-day moving average | $6.08 |
| Wall St. target price | $7.25 |
| PE ratio | 157.75 |
| Dividend yield | N/A |
| Earnings per share (TTM) | $0.04 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $6.31 from 2024-11-14
| 1 week (2024-11-08) | 6.95% |
|---|---|
| 1 month (2024-10-16) | 5.70% |
| 3 months (2024-08-16) | 17.50% |
| 6 months (2024-05-16) | 1.77% |
| 1 year (2023-11-16) | 7.13% |
|---|---|
| 2 years (2022-11-16) | -8.28% |
| 3 years (2021-11-16) | 31.22 |
| 5 years (2019-11-15) | 10.22 |
Valuing Open Lending stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Open Lending's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Open Lending's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 158x. In other words, Open Lending shares trade at around 158x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Open Lending's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $6.5 million.
The EBITDA is a measure of a Open Lending's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $95.9 million |
|---|---|
| Operating margin TTM | 7.95% |
| Gross profit TTM | $159.6 million |
| Return on assets TTM | 0.79% |
| Return on equity TTM | 2.11% |
| Profit margin | 4.78% |
| Book value | $1.85 |
| Market Capitalization | $753.1 million |
TTM: trailing 12 months
We're not expecting Open Lending to pay a dividend over the next 12 months.
Over the last 12 months, Open Lending's shares have ranged in value from as little as $4.57 up to $8.7. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Open Lending's is 1.13. This would suggest that Open Lending's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas. .
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