How to buy Open Lending stock (LPRO)

Open Lending is a credit services business based in the US. Open Lending shares (LPRO) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $5.89 – an increase of 2.97% over the previous week. Open Lending employs 210 staff and has a trailing 12-month revenue of around $95.9 million.

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Open Lending stock price (NASDAQ: LPRO)

Use our graph to track the performance of LPRO stocks over time.

Open Lending shares at a glance

• Key figures

Information last updated 2024-12-19.

Latest market close	$5.89
52-week range	$4.57 - $8.70
50-day moving average more info button	$6.02
200-day moving average more info button	$5.92
Wall St. target price	$7.43
PE ratio more info button	155
Dividend yield more info button	N/A
Earnings per share (TTM) more info button	$0.04

Is it a good time to buy Open Lending stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Open Lending price performance over time

Historical closes compared with the close of $6.2 from 2024-12-18

1 week (2024-12-13)	8.39%
1 month (2024-11-20)	-0.48%
3 months (2024-09-20)	2.48%
6 months (2024-06-20)	5.08%

1 year (2023-12-20)	-23.46%
2 years (2022-12-20)	-5.34%
3 years (2021-12-20)	21.99
5 years (2019-12-20)	10.45

Is Open Lending stock undervalued or overvalued?

Valuing Open Lending stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Open Lending's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Open Lending's P/E ratio

Open Lending's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 155x. In other words, Open Lending shares trade at around 155x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

Open Lending's EBITDA

Open Lending's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $6.5 million.

The EBITDA is a measure of a Open Lending's overall financial performance and is widely used to measure a its profitability.

Open Lending financials

Revenue TTM	$95.9 million
Operating margin TTM	7.95%
Gross profit TTM	$159.6 million
Return on assets TTM	0.79%
Return on equity TTM	2.11%
Profit margin	4.78%
Book value	$1.85
Market Capitalization more info button	$740 million

TTM: trailing 12 months

Open Lending share dividends

We're not expecting Open Lending to pay a dividend over the next 12 months.

Open Lending share price volatility

Over the last 12 months, Open Lending's shares have ranged in value from as little as $4.57 up to $8.7. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Open Lending's is 1.13. This would suggest that Open Lending's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Open Lending overview

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas. .

Frequently asked questions

What percentage of Open Lending is owned by insiders or institutions?
Currently 2.693% of Open Lending shares are held by insiders and 84.457% by institutions. How many people work for Open Lending?
Latest data suggests 210 work at Open Lending. When does the fiscal year end for Open Lending?
Open Lending's fiscal year ends in December. Where is Open Lending based?
Open Lending's address is: 1501 South Mopac Expressway, Austin, TX, United States, 78746 What is Open Lending's ISIN number?
Open Lending's international securities identification number is: US68373J1043