How to buy OFG Bancorp stock (OFG)

OFG Bancorp is a banks - regional business based in the US. OFG Bancorp shares (OFG) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $41.81 – a decrease of 4.24% over the previous week. OFG Bancorp employs 2,236 staff and has a trailing 12-month revenue of around $639.5 million.

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OFG Bancorp stock price (NYSE: OFG)

Use our graph to track the performance of OFG stocks over time.

OFG Bancorp shares at a glance

• Key figures

Information last updated 2024-12-18.

Latest market close	$41.81
52-week range	$32.78 - $47.66
50-day moving average more info button	$43.24
200-day moving average more info button	$40.38
Wall St. target price	$50.38
PE ratio more info button	9.9758
Dividend yield more info button	$0.97 (2.43%)
Earnings per share (TTM) more info button	$4.13

Is it a good time to buy OFG Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

OFG Bancorp price performance over time

Historical closes compared with the close of $41 from 2024-12-19

1 week (2024-12-13)	-6.09%
1 month (2024-11-21)	-7.68%
3 months (2024-09-20)	-8.24%
6 months (2024-06-21)	12.45%

1 year (2023-12-21)	9.25%
2 years (2022-12-21)	62.34%
3 years (2021-12-21)	72.91%
5 years (2019-12-20)	97.66%

Is OFG Bancorp stock undervalued or overvalued?

Valuing OFG Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of OFG Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

OFG Bancorp's P/E ratio

OFG Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, OFG Bancorp shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

OFG Bancorp's PEG ratio

OFG Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into OFG Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

OFG Bancorp financials

Revenue TTM	$639.5 million
Operating margin TTM	42.95%
Gross profit TTM	$589.6 million
Return on assets TTM	1.79%
Return on equity TTM	16.11%
Profit margin	30.4%
Book value	$28.31
Market Capitalization more info button	$1.9 billion

TTM: trailing 12 months

OFG Bancorp share dividends

Dividend payout ratio: 24.57% of net profits

Recently OFG Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), OFG Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In OFG Bancorp's case, that would currently equate to about $0.97 per share.

While OFG Bancorp's payout ratio might seem low, this can signify that OFG Bancorp is investing more in its future growth.

OFG Bancorp's most recent dividend payout was on 14 January 2025. The latest dividend was paid out to all shareholders who bought their shares by 30 December 2024 (the "ex-dividend date").

Have OFG Bancorp's shares ever split?

OFG Bancorp's shares were split on a 11:10 basis on 28 December 2004 . So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your OFG Bancorp shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for OFG Bancorp shares which in turn could have impacted OFG Bancorp's share price.

OFG Bancorp share price volatility

Over the last 12 months, OFG Bancorp's shares have ranged in value from as little as $32.7803 up to $47.66. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while OFG Bancorp's is 1.015. This would suggest that OFG Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

OFG Bancorp overview

OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, and individual retirement accounts; certificate of deposits, as well as time deposit products; commercial, consumer, auto leasing, and mortgage lending services; credit cards; cash management; financial planning and insurance services; and corporate and individual trust, and retirement services. In addition, it provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; and separately-managed accounts and mutual fund asset allocation programs. Further, the company engages in the insurance agency and reinsurance businesses; administration and servicing of retirement plans; and various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U. S. government sponsored agencies, and U.

Frequently asked questions

What percentage of OFG Bancorp is owned by insiders or institutions?
Currently 1.556% of OFG Bancorp shares are held by insiders and 96.844% by institutions. How many people work for OFG Bancorp?
Latest data suggests 2,236 work at OFG Bancorp. When does the fiscal year end for OFG Bancorp?
OFG Bancorp's fiscal year ends in December. Where is OFG Bancorp based?
OFG Bancorp's address is: 254 MuNoz Rivera Avenue, San Juan, PR, United States, 00918 What is OFG Bancorp's ISIN number?
OFG Bancorp's international securities identification number is: PR67103X1020 What is OFG Bancorp's CUSIP number?
OFG Bancorp's Committee on Uniform Securities Identification Procedures number is: 68618W100