OFG Bancorp is a banks - regional business based in the US. OFG Bancorp shares (OFG) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $43.44 – a decrease of 1.5% over the previous week. OFG Bancorp employs 2,236 staff and has a trailing 12-month revenue of around $639.5 million.
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| Latest market close | $43.44 |
|---|---|
| 52-week range | $32.14 - $47.30 |
| 50-day moving average | $42.88 |
| 200-day moving average | $39.44 |
| Wall St. target price | $48.50 |
| PE ratio | 10.8088 |
| Dividend yield | $0.97 (2.24%) |
| Earnings per share (TTM) | $4.08 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $43.44 from 2024-11-19
| 1 week (2024-11-14) | -1.50% |
|---|---|
| 1 month (2024-10-21) | 9.45% |
| 3 months (2024-08-21) | 1.14% |
| 6 months (2024-05-21) | 16.21% |
| 1 year (2023-11-21) | 30.61% |
|---|---|
| 2 years (2022-11-21) | 61.95% |
| 3 years (2021-11-19) | 77.07% |
| 5 years (2019-11-21) | 140.94% |
Valuing OFG Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of OFG Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
OFG Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, OFG Bancorp shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
OFG Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into OFG Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $639.5 million |
|---|---|
| Operating margin TTM | 42.95% |
| Gross profit TTM | $589.6 million |
| Return on assets TTM | 1.79% |
| Return on equity TTM | 16.11% |
| Profit margin | 30.4% |
| Book value | $28.31 |
| Market Capitalization | $2 billion |
TTM: trailing 12 months
Dividend payout ratio: 23.83% of net profits
Recently OFG Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), OFG Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In OFG Bancorp's case, that would currently equate to about $0.97 per share.
While OFG Bancorp's payout ratio might seem low, this can signify that OFG Bancorp is investing more in its future growth.
OFG Bancorp's most recent dividend payout was on 14 January 2025. The latest dividend was paid out to all shareholders who bought their shares by 30 December 2024 (the "ex-dividend date").
OFG Bancorp's shares were split on a 11:10 basis on 28 December 2004 . So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your OFG Bancorp shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for OFG Bancorp shares which in turn could have impacted OFG Bancorp's share price.
Over the last 12 months, OFG Bancorp's shares have ranged in value from as little as $32.1365 up to $47.3022. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while OFG Bancorp's is 1.015. This would suggest that OFG Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, and individual retirement accounts; certificate of deposits, as well as time deposit products; commercial, consumer, auto leasing, and mortgage lending services; credit cards; cash management; financial planning and insurance services; and corporate and individual trust, and retirement services. In addition, it provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; and separately-managed accounts and mutual fund asset allocation programs. Further, the company engages in the insurance agency and reinsurance businesses; administration and servicing of retirement plans; and various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U. S. government sponsored agencies, and U.
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