How to buy Oak Valley Bancorp stock (OVLY)

Oak Valley Bancorp is a banks - regional business based in the US. Oak Valley Bancorp shares (OVLY) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $27.61 – a decrease of 8.76% over the previous week. Oak Valley Bancorp employs 222 staff and has a trailing 12-month revenue of around $77.5 million.

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Oak Valley Bancorp stock price (NASDAQ: OVLY)

Use our graph to track the performance of OVLY stocks over time.

Oak Valley Bancorp shares at a glance

• Key figures

Information last updated 2024-12-15.

Latest market close	$27.61
52-week range	$22.72 - $32.24
50-day moving average more info button	$27.27
200-day moving average more info button	$25.31
Wall St. target price	N/A
PE ratio more info button	9.6611
Dividend yield more info button	$0.45 (1.53%)
Earnings per share (TTM) more info button	$3.01

Is it a good time to buy Oak Valley Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Oak Valley Bancorp price performance over time

Historical closes compared with the close of $27.61 from 2024-12-19

1 week (2024-12-13)	-8.76%
1 month (2024-11-21)	-8.49%
3 months (2024-09-20)	0.33%
6 months (2024-06-21)	19.42%

1 year (2023-12-21)	-5.32%
2 years (2022-12-21)	35.78%
3 years (2021-12-21)	65.13%
5 years (2019-12-20)	53.88%

Is Oak Valley Bancorp stock undervalued or overvalued?

Valuing Oak Valley Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Oak Valley Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Oak Valley Bancorp's P/E ratio

Oak Valley Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Oak Valley Bancorp shares trade at around 10x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Oak Valley Bancorp financials

Revenue TTM	$77.5 million
Operating margin TTM	46.39%
Gross profit TTM	$67 million
Return on assets TTM	1.34%
Return on equity TTM	15.57%
Profit margin	32.02%
Book value	$20.78
Market Capitalization more info button	$243.1 million

TTM: trailing 12 months

Oak Valley Bancorp share dividends

Dividend payout ratio: 14.98% of net profits

Recently Oak Valley Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Oak Valley Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Oak Valley Bancorp's case, that would currently equate to about $0.45 per share.

While Oak Valley Bancorp's payout ratio might seem low, this can signify that Oak Valley Bancorp is investing more in its future growth.

Oak Valley Bancorp's most recent dividend payout was on 8 August 2024. The latest dividend was paid out to all shareholders who bought their shares by 28 July 2024 (the "ex-dividend date").

Have Oak Valley Bancorp's shares ever split?

Oak Valley Bancorp's shares were split on a 3:2 basis on 16 January 2006 . So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Oak Valley Bancorp shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Oak Valley Bancorp shares which in turn could have impacted Oak Valley Bancorp's share price.

Oak Valley Bancorp share price volatility

Over the last 12 months, Oak Valley Bancorp's shares have ranged in value from as little as $22.7217 up to $32.24. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Oak Valley Bancorp's is 0.312. This would suggest that Oak Valley Bancorp's shares are less volatile than average (for this exchange).

Oak Valley Bancorp overview

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans, including automobile loans, home mortgages, credit lines, and other personal loans. In addition, the company provides online and mobile banking, remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, note collection services, and automated teller machines. The company was incorporated in 1990 and is headquartered in Oakdale, California. .

Frequently asked questions

What percentage of Oak Valley Bancorp is owned by insiders or institutions?
Currently 18.03% of Oak Valley Bancorp shares are held by insiders and 32.81% by institutions. How many people work for Oak Valley Bancorp?
Latest data suggests 222 work at Oak Valley Bancorp. When does the fiscal year end for Oak Valley Bancorp?
Oak Valley Bancorp's fiscal year ends in December. Where is Oak Valley Bancorp based?
Oak Valley Bancorp's address is: 125 North Third Avenue, Oakdale, CA, United States, 95361 What is Oak Valley Bancorp's ISIN number?
Oak Valley Bancorp's international securities identification number is: US6718071052 What is Oak Valley Bancorp's CUSIP number?
Oak Valley Bancorp's Committee on Uniform Securities Identification Procedures number is: 67181B105