How to buy MetroCity Bankshares stock (MCBS)

MetroCity Bankshares is a banks - regional business based in the US. MetroCity Bankshares shares (MCBS) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $32.20 – a decrease of 6.64% over the previous week. MetroCity Bankshares employs 220 staff and has a trailing 12-month revenue of around $135.6 million.

Our top picks for where to buy MetroCity Bankshares stock

Buy MetroCity Bankshares stock from these online trading platforms

Compare special offers, low fees and a wide range of investment options among top trading platforms.

Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.

Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.

MetroCity Bankshares stock price (NASDAQ: MCBS)

Use our graph to track the performance of MCBS stocks over time.

MetroCity Bankshares shares at a glance

• Key figures

Information last updated 2024-12-18.

Latest market close	$32.20
52-week range	$21.41 - $36.15
50-day moving average more info button	$32.68
200-day moving average more info button	$28.02
Wall St. target price	$36.00
PE ratio more info button	13.9313
Dividend yield more info button	$0.78 (2.67%)
Earnings per share (TTM) more info button	$2.33

Is it a good time to buy MetroCity Bankshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

MetroCity Bankshares price performance over time

Historical closes compared with the close of $32.445 from 2024-12-20

1 week (2024-12-17)	-5.93%
1 month (2024-11-22)	-7.96%
3 months (2024-09-24)	7.50%
6 months (2024-06-24)	29.88%

1 year (2023-12-22)	31.14%
2 years (2022-12-23)	61.02%
3 years (2021-12-23)	29.26%
5 years (2019-12-24)	115.86%

Is MetroCity Bankshares stock undervalued or overvalued?

Valuing MetroCity Bankshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of MetroCity Bankshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

MetroCity Bankshares's P/E ratio

MetroCity Bankshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, MetroCity Bankshares shares trade at around 14x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

MetroCity Bankshares financials

Revenue TTM	$135.6 million
Operating margin TTM	63.2%
Gross profit TTM	$140.3 million
Return on assets TTM	1.68%
Return on equity TTM	15.06%
Profit margin	43.98%
Book value	$16.07
Market Capitalization more info button	$822.3 million

TTM: trailing 12 months

MetroCity Bankshares share dividends

Dividend payout ratio: 35.78% of net profits

Recently MetroCity Bankshares has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), MetroCity Bankshares shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In MetroCity Bankshares's case, that would currently equate to about $0.78 per share.

While MetroCity Bankshares's payout ratio might seem fairly standard, it's worth remembering that MetroCity Bankshares may be investing much of the rest of its net profits in future growth.

MetroCity Bankshares's most recent dividend payout was on 7 November 2024. The latest dividend was paid out to all shareholders who bought their shares by 29 October 2024 (the "ex-dividend date").

Have MetroCity Bankshares's shares ever split?

MetroCity Bankshares's shares were split on a 2:1 basis on 2 September 2019 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your MetroCity Bankshares shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for MetroCity Bankshares shares which in turn could have impacted MetroCity Bankshares's share price.

MetroCity Bankshares share price volatility

Over the last 12 months, MetroCity Bankshares's shares have ranged in value from as little as $21.4082 up to $36.152. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while MetroCity Bankshares's is 0.602. This would suggest that MetroCity Bankshares's shares are less volatile than average (for this exchange).

MetroCity Bankshares overview

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that engages in the provision of banking products and services in the United States. It offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. The company also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial loans, residential mortgage loans, and SBA loans. In addition, it offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

Frequently asked questions

What percentage of MetroCity Bankshares is owned by insiders or institutions?
Currently 26.493% of MetroCity Bankshares shares are held by insiders and 23.845% by institutions. How many people work for MetroCity Bankshares?
Latest data suggests 220 work at MetroCity Bankshares. When does the fiscal year end for MetroCity Bankshares?
MetroCity Bankshares's fiscal year ends in December. Where is MetroCity Bankshares based?
MetroCity Bankshares's address is: 5114 Buford Highway NE, Atlanta, GA, United States, 30340 What is MetroCity Bankshares's ISIN number?
MetroCity Bankshares's international securities identification number is: US59165J1051 What is MetroCity Bankshares's CUSIP number?
MetroCity Bankshares's Committee on Uniform Securities Identification Procedures number is: 59165J105