Horace Mann Educators Corporation is an insurance - property & casualty business based in the US. Horace Mann Educators Corporation shares (HMN) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $42.22 – an increase of 1.37% over the previous week. Horace Mann Educators Corporation employs 1,750 staff and has a trailing 12-month revenue of around $1.6 billion.
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| Latest market close | $42.22 |
|---|---|
| 52-week range | $30.97 - $43.69 |
| 50-day moving average | $41.30 |
| 200-day moving average | $38.39 |
| Wall St. target price | $45.00 |
| PE ratio | 17.0363 |
| Dividend yield | $1.36 (3.31%) |
| Earnings per share (TTM) | $2.48 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $42.25 from 2025-05-02
| 1 week (2025-04-28) | 1.44% |
|---|---|
| 1 month (2025-04-04) | 1.98% |
| 3 months (2025-02-06) | 3.50% |
| 6 months (2024-11-06) | -0.91% |
| 1 year (2024-05-06) | 10.26% |
|---|---|
| 2 years (2023-05-05) | 37.86% |
| 3 years (2022-05-05) | 19.05% |
| 5 years (2020-05-06) | 55.62% |
Valuing Horace Mann Educators Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Horace Mann Educators Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Horace Mann Educators Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 17x. In other words, Horace Mann Educators Corporation shares trade at around 17x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Horace Mann Educators Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.52. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Horace Mann Educators Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Horace Mann Educators Corporation's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $189.6 million.
The EBITDA is a measure of a Horace Mann Educators Corporation's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $1.6 billion |
|---|---|
| Operating margin TTM | 13.89% |
| Gross profit TTM | $523.2 million |
| Return on assets TTM | 0.72% |
| Return on equity TTM | 8.35% |
| Profit margin | 6.44% |
| Book value | $31.51 |
| Market Capitalization | $1.7 billion |
TTM: trailing 12 months
Dividend payout ratio: 50.58% of net profits
Recently Horace Mann Educators Corporation has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Horace Mann Educators Corporation shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Horace Mann Educators Corporation's case, that would currently equate to about $1.36 per share.
Horace Mann Educators Corporation's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Horace Mann Educators Corporation's most recent dividend payout was on 30 March 2025. The latest dividend was paid out to all shareholders who bought their shares by 16 March 2025 (the "ex-dividend date").
Horace Mann Educators Corporation's shares were split on a 2:1 basis on 15 December 1997 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Horace Mann Educators Corporation shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Horace Mann Educators Corporation shares which in turn could have impacted Horace Mann Educators Corporation's share price.
Over the last 12 months, Horace Mann Educators Corporation's shares have ranged in value from as little as $30.9728 up to $43.69. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Horace Mann Educators Corporation's is 0.227. This would suggest that Horace Mann Educators Corporation's shares are less volatile than average (for this exchange).
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops.
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