How to buy Five Star Bancorp stock (Five Star Bancorp)

Five Star Bancorp is a banks - regional business based in the US. Five Star Bancorp shares (FSBC) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $25.13 – a decrease of 16.24% over the previous week. Five Star Bancorp employs 180 staff and has a trailing 12-month revenue of around $113.2 million.

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Five Star Bancorp stock price (NASDAQ: FSBC)

Use our graph to track the performance of FSBC stocks over time.

Five Star Bancorp shares at a glance

• Key figures

Information last updated 2024-12-26.

Latest market close	$25.13
52-week range	$15.62 - $42.32
50-day moving average more info button	$31.91
200-day moving average more info button	$26.93
Wall St. target price	$37.63
PE ratio more info button	13.5354
Dividend yield more info button	$0.8 (2.64%)
Earnings per share (TTM) more info button	$2.26

Is it a good time to buy Five Star Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Five Star Bancorp price performance over time

Historical closes compared with the close of $32.3905 from 2024-12-24

1 week (2024-12-20)	7.95%
1 month (2024-11-27)	-2.17%
3 months (2024-09-27)	11.12%
6 months (2024-06-27)	40.83%

1 year (2023-12-27)	18.08%
2 years (2022-12-27)	26.17%
3 years (2021-12-27)	21.10%
5 years (2019-12-27)	107.53%

Is Five Star Bancorp stock undervalued or overvalued?

Valuing Five Star Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Five Star Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Five Star Bancorp's P/E ratio

Five Star Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, Five Star Bancorp shares trade at around 14x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

However, Five Star Bancorp's P/E ratio is best considered in relation to those of others within the banks - regional industry or those of similar companies.

• American River Bankshares (AMRB.US): 13.93
• Heritage Commerce (HTBK.US): 13.46
• Eagle Bancorp (EGBN.US): 0.00

Five Star Bancorp financials

Revenue TTM	$113.2 million
Operating margin TTM	53.92%
Gross profit TTM	$103.5 million
Return on assets TTM	1.17%
Return on equity TTM	13%
Profit margin	38.13%
Book value	$18.29
Market Capitalization more info button	$652.2 million

TTM: trailing 12 months

Five Star Bancorp share dividends

Dividend payout ratio: 35.09% of net profits

Recently Five Star Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Five Star Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Five Star Bancorp's case, that would currently equate to about $0.8 per share.

While Five Star Bancorp's payout ratio might seem fairly standard, it's worth remembering that Five Star Bancorp may be investing much of the rest of its net profits in future growth.

Five Star Bancorp's most recent dividend payout was on 11 November 2024. The latest dividend was paid out to all shareholders who bought their shares by 3 November 2024 (the "ex-dividend date").

Five Star Bancorp's dividend payout ratio is perhaps best considered in relation to those of similar companies.

• American River Bankshares (AMRB.US): 0.00%
• Heritage Commerce (HTBK.US): 100.00%
• Eagle Bancorp (EGBN.US): 100.00%

Have Five Star Bancorp's shares ever split?

Five Star Bancorp's shares were split on a 2521:2500 basis on 13 July 2016 . So if you had owned 2500 shares the day before before the split, the next day you'd have owned 2521 shares. This wouldn't directly have changed the overall worth of your Five Star Bancorp shares – just the quantity. However, indirectly, the new 0.8% lower share price could have impacted the market appetite for Five Star Bancorp shares which in turn could have impacted Five Star Bancorp's share price.

Five Star Bancorp share price volatility

Over the last 12 months, Five Star Bancorp's shares have ranged in value from as little as $15.6166 up to $42.3223. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Five Star Bancorp's is 0.403. This would suggest that Five Star Bancorp's shares are less volatile than average (for this exchange).

To put Five Star Bancorp's beta into context you can compare it against those of similar companies.

• American River Bankshares (AMRB.US): 0.8687
• Heritage Commerce (HTBK.US): 0.913
• Eagle Bancorp (EGBN.US): 1.063

Five Star Bancorp overview

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit. In addition, it provides debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California. .

Frequently asked questions

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What percentage of Five Star Bancorp is owned by insiders or institutions?
Currently 26.603% of Five Star Bancorp shares are held by insiders and 56.186% by institutions. How many people work for Five Star Bancorp?
Latest data suggests 180 work at Five Star Bancorp. When does the fiscal year end for Five Star Bancorp?
Five Star Bancorp's fiscal year ends in December. Where is Five Star Bancorp based?
Five Star Bancorp's address is: 3100 Zinfandel Drive, Rancho Cordova, CA, United States, 95670 What is Five Star Bancorp's ISIN number?
Five Star Bancorp's international securities identification number is: US33830T1034