How to buy First Financial Bankshares stock (FFIN)

First Financial Bankshares is a banks - regional business based in the US. First Financial Bankshares shares (FFIN) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $36.13 – a decrease of 2.4% over the previous week. First Financial Bankshares employs 1,400 staff and has a trailing 12-month revenue of around $510.3 million.

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First Financial Bankshares stock price (NASDAQ: FFIN)

Use our graph to track the performance of FFIN stocks over time.

First Financial Bankshares shares at a glance

• Key figures

Information last updated 2024-10-25.

Latest market close	$36.13
52-week range	$23.14 - $39.33
50-day moving average more info button	$36.61
200-day moving average more info button	$32.52
Wall St. target price	$39.00
PE ratio more info button	25.4345
Dividend yield more info button	$0.72 (1.93%)
Earnings per share (TTM) more info button	$1.45

Is it a good time to buy First Financial Bankshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

First Financial Bankshares price performance over time

Historical closes compared with the close of $36.13 from 2024-10-25

1 week (2024-10-21)	-2.40%
1 month (2024-09-27)	-1.37%
3 months (2024-07-26)	-8.44%
6 months (2024-04-26)	19.01%

1 year (2023-10-27)	52.70%
2 years (2022-10-27)	-2.46%
3 years (2021-10-28)	50.38
5 years (2019-10-28)	6.27%

Is First Financial Bankshares stock undervalued or overvalued?

Valuing First Financial Bankshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Financial Bankshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Financial Bankshares's P/E ratio

First Financial Bankshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 25x. In other words, First Financial Bankshares shares trade at around 25x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Financial Bankshares's PEG ratio

First Financial Bankshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.69. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into First Financial Bankshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

First Financial Bankshares financials

Revenue TTM	$510.3 million
Operating margin TTM	54.53%
Gross profit TTM	$515.7 million
Return on assets TTM	1.57%
Return on equity TTM	14.28%
Profit margin	40.6%
Book value	$11.64
Market Capitalization more info button	$5.3 billion

TTM: trailing 12 months

First Financial Bankshares share dividends

Dividend payout ratio: 40% of net profits

Recently First Financial Bankshares has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Financial Bankshares shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In First Financial Bankshares's case, that would currently equate to about $0.72 per share.

While First Financial Bankshares's payout ratio might seem fairly standard, it's worth remembering that First Financial Bankshares may be investing much of the rest of its net profits in future growth.

First Financial Bankshares's most recent dividend payout was on 30 September 2024. The latest dividend was paid out to all shareholders who bought their shares by 11 September 2024 (the "ex-dividend date").

Have First Financial Bankshares's shares ever split?

First Financial Bankshares's shares were split on a 2:1 basis on 3 June 2019 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your First Financial Bankshares shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for First Financial Bankshares shares which in turn could have impacted First Financial Bankshares's share price.

First Financial Bankshares share price volatility

Over the last 12 months, First Financial Bankshares's shares have ranged in value from as little as $23.1448 up to $39.3253. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Financial Bankshares's is 0.788. This would suggest that First Financial Bankshares's shares are less volatile than average (for this exchange).

First Financial Bankshares overview

First Financial Bankshares, Inc. , through its subsidiaries, provides commercial banking products and services in Texas. The company offers checking, savings and time deposits; automated teller machines, drive-in, and night deposit services; safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services; securities brokerage services; and trust and wealth management services, including wealth management, estates administration, oil and gas management, testamentary trusts, revocable and irrevocable trusts, and agency accounts. It also provides commercial and industrial, municipal, agricultural, construction and development, farm, residential, and consumer auto and non-auto, as well as non-owner occupied and owner occupied commercial real estate loans. In addition, the company offers advisory and specialized services related to asset management, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

Frequently asked questions

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What percentage of First Financial Bankshares is owned by insiders or institutions?
Currently 4.089% of First Financial Bankshares shares are held by insiders and 76.989% by institutions. How many people work for First Financial Bankshares?
Latest data suggests 1,400 work at First Financial Bankshares. When does the fiscal year end for First Financial Bankshares?
First Financial Bankshares's fiscal year ends in December. Where is First Financial Bankshares based?
First Financial Bankshares's address is: 400 Pine Street, Abilene, TX, United States, 79601 What is First Financial Bankshares's ISIN number?
First Financial Bankshares's international securities identification number is: US32020R1095 What is First Financial Bankshares's CUSIP number?
First Financial Bankshares's Committee on Uniform Securities Identification Procedures number is: 32020R109