How to buy First Capital stock (FCAP)

First Capital is a banks - regional business based in the US. First Capital shares (FCAP) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $29.97 – an increase of 2.46% over the previous week. First Capital employs 177 staff and has a trailing 12-month revenue of around $41.1 million.

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First Capital stock price (NASDAQ: FCAP)

Use our graph to track the performance of FCAP stocks over time.

First Capital shares at a glance

• Key figures

Information last updated 2024-12-15.

Latest market close	$29.97
52-week range	$25.08 - $37.64
50-day moving average more info button	$34.99
200-day moving average more info button	$30.84
Wall St. target price	N/A
PE ratio more info button	9.456
Dividend yield more info button	$1.1 (3.49%)
Earnings per share (TTM) more info button	$3.52

Is it a good time to buy First Capital stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

First Capital price performance over time

Historical closes compared with the close of $30 from 2024-12-19

1 week (2024-12-13)	2.56%
1 month (2024-11-21)	-7.61%
3 months (2024-09-20)	-21.05%
6 months (2024-06-21)	1.76%

1 year (2023-12-21)	11.01%
2 years (2022-12-21)	36.05%
3 years (2021-12-21)	36.01
5 years (2019-12-20)	58.5435

Is First Capital stock undervalued or overvalued?

Valuing First Capital stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Capital's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

First Capital's P/E ratio

First Capital's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, First Capital shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

First Capital financials

Revenue TTM	$41.1 million
Operating margin TTM	32.86%
Gross profit TTM	$39.3 million
Return on assets TTM	1.01%
Return on equity TTM	11.46%
Profit margin	28.7%
Book value	$34.89
Market Capitalization more info button	$111.6 million

TTM: trailing 12 months

First Capital share dividends

Dividend payout ratio: 31.22% of net profits

Recently First Capital has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Capital shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In First Capital's case, that would currently equate to about $1.1 per share.

While First Capital's payout ratio might seem fairly standard, it's worth remembering that First Capital may be investing much of the rest of its net profits in future growth.

First Capital's most recent dividend payout was on 26 September 2024. The latest dividend was paid out to all shareholders who bought their shares by 12 September 2024 (the "ex-dividend date").

Have First Capital's shares ever split?

First Capital's shares were split on a 11:10 basis on 16 July 2006 . So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your First Capital shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for First Capital shares which in turn could have impacted First Capital's share price.

First Capital share price volatility

Over the last 12 months, First Capital's shares have ranged in value from as little as $25.0803 up to $37.641. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Capital's is 0.641. This would suggest that First Capital's shares are less volatile than average (for this exchange).

First Capital overview

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides residential mortgage loans, construction loans for residential and commercial properties, and commercial real estate and business loans. In addition, the company originates mortgage loans for sale in the secondary market; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity, home improvement, boat, mobile home, and loans secured by savings deposits, as well as unsecured consumer loans. Further, it invests in mortgage-backed securities and collateralized mortgage obligations. The company was founded in 1891 and is based in Corydon, Indiana.

Frequently asked questions

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What percentage of First Capital is owned by insiders or institutions?
Currently 4.435% of First Capital shares are held by insiders and 13.29% by institutions. How many people work for First Capital?
Latest data suggests 177 work at First Capital. When does the fiscal year end for First Capital?
First Capital's fiscal year ends in December. Where is First Capital based?
First Capital's address is: 220 Federal Drive, N.W., Corydon, IN, United States, 47112 What is First Capital's ISIN number?
First Capital's international securities identification number is: US31942S1042 What is First Capital's CUSIP number?
First Capital's Committee on Uniform Securities Identification Procedures number is: 319425104