First Bancorp is a banks - regional business based in the US. First Bancorp shares (FBNC) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $42.36 – an increase of 5.74% over the previous week. First Bancorp employs 1,345 staff and has a trailing 12-month revenue of around $347.4 million.
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| Latest market close | $42.36 |
|---|---|
| 52-week range | $28.86 - $49.82 |
| 50-day moving average | $39.62 |
| 200-day moving average | $42.22 |
| Wall St. target price | $49.67 |
| PE ratio | 19.5592 |
| Dividend yield | $0.88 (2.18%) |
| Earnings per share (TTM) | $2.11 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $42.36 from 2025-05-02
| 1 week (2025-04-25) | 5.74% |
|---|---|
| 1 month (2025-04-04) | 16.98% |
| 3 months (2025-02-05) | -6.90% |
| 6 months (2024-11-05) | 0.45% |
| 1 year (2024-05-03) | 33.00% |
|---|---|
| 2 years (2023-05-04) | 59.75% |
| 3 years (2022-05-04) | 18.26% |
| 5 years (2020-05-04) | 88.64% |
Valuing First Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
First Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 20x. In other words, First Bancorp shares trade at around 20x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
First Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.543. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into First Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $347.4 million |
|---|---|
| Operating margin TTM | 46.14% |
| Gross profit TTM | $347.4 million |
| Return on assets TTM | 0.71% |
| Return on equity TTM | 6.06% |
| Profit margin | 25.14% |
| Book value | $36.46 |
| Market Capitalization | $1.7 billion |
TTM: trailing 12 months
Dividend payout ratio: 29.33% of net profits
Recently First Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In First Bancorp's case, that would currently equate to about $0.88 per share.
While First Bancorp's payout ratio might seem fairly standard, it's worth remembering that First Bancorp may be investing much of the rest of its net profits in future growth.
First Bancorp's most recent dividend payout was on 24 April 2025. The latest dividend was paid out to all shareholders who bought their shares by 30 March 2025 (the "ex-dividend date").
First Bancorp's shares were split on a 3:2 basis on 15 November 2004 . So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your First Bancorp shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for First Bancorp shares which in turn could have impacted First Bancorp's share price.
Over the last 12 months, First Bancorp's shares have ranged in value from as little as $28.8621 up to $49.8164. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while First Bancorp's is 0.904. This would suggest that First Bancorp's shares are less volatile than average (for this exchange).
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, safe deposit box rental services, and electronic funds transfer services consisting of wire transfers; and internet and mobile banking, mobile check deposit, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans; property and casualty insurance products; and financial planning services. First Bancorp was founded in 1934 and is headquartered in Southern Pines, North Carolina. .
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