Financial Institutions is a banks - regional business based in the US. Financial Institutions shares (FISI) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $26.15 – an increase of 2.75% over the previous week. Financial Institutions employs 598 staff and has a trailing 12-month revenue of around $108.6 million.
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| Latest market close | $26.15 |
|---|---|
| 52-week range | $16.12 - $29.43 |
| 50-day moving average | $25.15 |
| 200-day moving average | $25.75 |
| Wall St. target price | $33.00 |
| PE ratio | N/A |
| Dividend yield | $1.21 (4.88%) |
| Earnings per share (TTM) | $-2.05 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $26.2 from 2025-05-02
| 1 week (2025-04-29) | 2.95% |
|---|---|
| 1 month (2025-04-07) | 18.71% |
| 3 months (2025-02-07) | -6.19% |
| 6 months (2024-11-07) | -1.65% |
| 1 year (2024-05-07) | 47.27% |
|---|---|
| 2 years (2023-05-05) | 83.52% |
| 3 years (2022-05-06) | 12.69% |
| 5 years (2020-05-07) | 98.54% |
Valuing Financial Institutions stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Financial Institutions's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Financial Institutions's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.91. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Financial Institutions's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $108.6 million |
|---|---|
| Operating margin TTM | 41% |
| Gross profit TTM | $108.6 million |
| Return on assets TTM | -0.43% |
| Return on equity TTM | -5.18% |
| Profit margin | -24.71% |
| Book value | $28.48 |
| Market Capitalization | $513.6 million |
TTM: trailing 12 months
Dividend payout ratio: 31.7% of net profits
Recently Financial Institutions has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Financial Institutions shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Financial Institutions's case, that would currently equate to about $1.21 per share.
While Financial Institutions's payout ratio might seem fairly standard, it's worth remembering that Financial Institutions may be investing much of the rest of its net profits in future growth.
Financial Institutions's most recent dividend payout was on 1 April 2025. The latest dividend was paid out to all shareholders who bought their shares by 13 March 2025 (the "ex-dividend date").
Over the last 12 months, Financial Institutions's shares have ranged in value from as little as $16.1191 up to $29.4299. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Financial Institutions's is 0.704. This would suggest that Financial Institutions's shares are less volatile than average (for this exchange).
Financial Institutions, Inc. , through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, and deposit account collateralized loans. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
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