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How to buy Farmers-and-Merchants Bancorp stock (FMAO)

Buy Farmers-and-Merchants Bancorp stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

Farmers-and-Merchants Bancorp is a banks - regional business based in the US. Farmers-and-Merchants Bancorp shares (FMAO) are listed on the NASDAQ and all prices are listed in US Dollars. Farmers-and-Merchants Bancorp employs 467 staff and has a trailing 12-month revenue of around $95.4 million.

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Farmers-and-Merchants Bancorp stock price (NASDAQ: FMAO)

Use our graph to track the performance of FMAO stocks over time.

Farmers-and-Merchants Bancorp shares at a glance

Information last updated 2024-09-02.
Latest market close$26.31
52-week range$16.35 - $28.75
50-day moving average $24.82
200-day moving average $22.45
Wall St. target price$25.75
PE ratio 17.6218
Dividend yield $0.87 (3.2%)
Earnings per share (TTM) $1.56

Is it a good time to buy Farmers-and-Merchants Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Farmers-and-Merchants Bancorp price performance over time

Historical closes compared with the close of $26.31 from 2024-09-05

1 week (2024-08-30) -4.29%
1 month (2024-08-07) 10.69%
3 months (2024-06-07) 31.16%
6 months (2024-03-07) 26.61%
1 year (2023-09-07) 44.88%
2 years (2022-09-07) -4.29%
3 years (2021-09-07) 13.11%
5 years (2019-09-06) 9.76%

Is Farmers-and-Merchants Bancorp stock undervalued or overvalued?

Valuing Farmers-and-Merchants Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Farmers-and-Merchants Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Farmers-and-Merchants Bancorp's P/E ratio

Farmers-and-Merchants Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 18x. In other words, Farmers-and-Merchants Bancorp shares trade at around 18x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Farmers-and-Merchants Bancorp financials

Revenue TTM $95.4 million
Operating margin TTM 33.73%
Gross profit TTM $97.7 million
Return on assets TTM 0.66%
Return on equity TTM 6.81%
Profit margin 22.39%
Book value $23.85
Market Capitalization $376.1 million

TTM: trailing 12 months

Farmers-and-Merchants Bancorp share dividends

55%

Dividend payout ratio: 55.41% of net profits

Recently Farmers-and-Merchants Bancorp has paid out, on average, around 55.41% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.2% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Farmers-and-Merchants Bancorp shareholders could enjoy a 3.2% return on their shares, in the form of dividend payments. In Farmers-and-Merchants Bancorp's case, that would currently equate to about $0.87 per share.

Farmers-and-Merchants Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Farmers-and-Merchants Bancorp's most recent dividend payout was on 19 July 2024. The latest dividend was paid out to all shareholders who bought their shares by 4 July 2024 (the "ex-dividend date").

Have Farmers-and-Merchants Bancorp's shares ever split?

Farmers-and-Merchants Bancorp's shares were split on a 2:1 basis on 20 September 2017. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Farmers-and-Merchants Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Farmers-and-Merchants Bancorp shares which in turn could have impacted Farmers-and-Merchants Bancorp's share price.

Farmers-and-Merchants Bancorp share price volatility

Over the last 12 months, Farmers-and-Merchants Bancorp's shares have ranged in value from as little as $16.3463 up to $28.75. A popular way to gauge a stock's volatility is its "beta".

FMAO.US volatility(beta: 0.64)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Farmers-and-Merchants Bancorp's is 0.636. This would suggest that Farmers-and-Merchants Bancorp's shares are less volatile than average (for this exchange).

Farmers-and-Merchants Bancorp overview

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio and Northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services.

Frequently asked questions

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What percentage of Farmers-and-Merchants Bancorp is owned by insiders or institutions?
Currently 8.017% of Farmers-and-Merchants Bancorp shares are held by insiders and 25.177% by institutions.
How many people work for Farmers-and-Merchants Bancorp?
Latest data suggests 467 work at Farmers-and-Merchants Bancorp.
When does the fiscal year end for Farmers-and-Merchants Bancorp?
Farmers-and-Merchants Bancorp's fiscal year ends in December.
Where is Farmers-and-Merchants Bancorp based?
Farmers-and-Merchants Bancorp's address is: 307 North Defiance Street, Archbold, OH, United States, 43502
What is Farmers-and-Merchants Bancorp's ISIN number?
Farmers-and-Merchants Bancorp's international securities identification number is: US30779N1054
What is Farmers-and-Merchants Bancorp's CUSIP number?
Farmers-and-Merchants Bancorp's Committee on Uniform Securities Identification Procedures number is: 30810N106

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