How to buy Esquire Financial stock (ESQ)

Esquire Financial is a banks - regional business based in the US. Esquire Financial shares (ESQ) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $78.78 – an increase of 0.22% over the previous week. Esquire Financial employs 140 staff and has a trailing 12-month revenue of around $116.2 million.

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Esquire Financial stock price (NASDAQ: ESQ)

Use our graph to track the performance of ESQ stocks over time.

Esquire Financial shares at a glance

• Key figures

Information last updated 2024-12-26.

Latest market close	$78.78
52-week range	$44.10 - $80.89
50-day moving average more info button	$73.08
200-day moving average more info button	$57.73
Wall St. target price	$80.00
PE ratio more info button	15.9859
Dividend yield more info button	$0.575 (0.76%)
Earnings per share (TTM) more info button	$4.95

Is it a good time to buy Esquire Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Esquire Financial price performance over time

Historical closes compared with the close of $79.97 from 2024-12-26

1 week (2024-12-20)	1.73%
1 month (2024-11-27)	1.87%
3 months (2024-09-27)	24.22%
6 months (2024-06-27)	71.10%

1 year (2023-12-27)	56.50%
2 years (2022-12-27)	90.48%
3 years (2021-12-27)	163.79%
5 years (2019-12-27)	208.25%

Is Esquire Financial stock undervalued or overvalued?

Valuing Esquire Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Esquire Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Esquire Financial's P/E ratio

Esquire Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 16x. In other words, Esquire Financial shares trade at around 16x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Esquire Financial financials

Revenue TTM	$116.2 million
Operating margin TTM	50.33%
Gross profit TTM	$80.8 million
Return on assets TTM	2.56%
Return on equity TTM	19.99%
Profit margin	35.96%
Book value	$29.72
Market Capitalization more info button	$658.5 million

TTM: trailing 12 months

Esquire Financial share dividends

Dividend payout ratio: 12.07% of net profits

Recently Esquire Financial has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Esquire Financial shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Esquire Financial's case, that would currently equate to about $0.575 per share.

While Esquire Financial's payout ratio might seem low, this can signify that Esquire Financial is investing more in its future growth.

Esquire Financial's most recent dividend payout was on 1 December 2024. The latest dividend was paid out to all shareholders who bought their shares by 14 November 2024 (the "ex-dividend date").

Esquire Financial share price volatility

Over the last 12 months, Esquire Financial's shares have ranged in value from as little as $44.1027 up to $80.89. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Esquire Financial's is 0.706. This would suggest that Esquire Financial's shares are less volatile than average (for this exchange).

Esquire Financial overview

Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. In addition, it offers cash management, cash sweep, online and mobile banking, individual retirement accounts, and working capital lines of credit. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

Frequently asked questions

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What percentage of Esquire Financial is owned by insiders or institutions?
Currently 16.239% of Esquire Financial shares are held by insiders and 58.448% by institutions. How many people work for Esquire Financial?
Latest data suggests 140 work at Esquire Financial. When does the fiscal year end for Esquire Financial?
Esquire Financial's fiscal year ends in December. Where is Esquire Financial based?
Esquire Financial's address is: 100 Jericho Quadrangle, Jericho, NY, United States, 11753 What is Esquire Financial's ISIN number?
Esquire Financial's international securities identification number is: US29667J1016 What is Esquire Financial's CUSIP number?
Esquire Financial's Committee on Uniform Securities Identification Procedures number is: 29667J101