How to buy Emclaire Financial stock (EMCF)

Emclaire Financial is a business based in the US. Emclaire Financial shares (EMCF) are listed on the NASDAQ and all prices are listed in US Dollars. Emclaire Financial employs 148 staff and has a trailing 12-month revenue of around $35.5 million.

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Emclaire Financial stock price (NASDAQ: EMCF)

Use our graph to track the performance of EMCF stocks over time.

Emclaire Financial shares at a glance

• Key figures

Information last updated 2023-02-26.

52-week range	$0.00 - $0.00
50-day moving average more info button	$32.16
200-day moving average more info button	$33.77
Wall St. target price	N/A
PE ratio more info button	8.587
Dividend yield more info button	$1.23 (3.92%)
Earnings per share (TTM) more info button	$3.68

Is it a good time to buy Emclaire Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Emclaire Financial stock undervalued or overvalued?

Valuing Emclaire Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Emclaire Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Emclaire Financial's P/E ratio

Emclaire Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Emclaire Financial shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Emclaire Financial financials

Revenue TTM	$35.5 million
Operating margin TTM	41.01%
Gross profit TTM	$35 million
Return on assets TTM	0.98%
Return on equity TTM	12.58%
Profit margin	29.34%
Book value	$25.95
Market Capitalization more info button	$86.4 million

TTM: trailing 12 months

Emclaire Financial share dividends

Dividend payout ratio: 45.26% of net profits

Recently Emclaire Financial has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Emclaire Financial shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Emclaire Financial's case, that would currently equate to about $1.23 per share.

While Emclaire Financial's payout ratio might seem fairly standard, it's worth remembering that Emclaire Financial may be investing much of the rest of its net profits in future growth.

Emclaire Financial's most recent dividend payout was on 15 December 2022. The latest dividend was paid out to all shareholders who bought their shares by 29 November 2022 (the "ex-dividend date").

Have Emclaire Financial's shares ever split?

Emclaire Financial's shares were split on 25 November 1997 .

Emclaire Financial share price volatility

Over the last 12 months, Emclaire Financial's shares have ranged in value from as little as $0 up to $0. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Emclaire Financial's is 0.2716. This would suggest that Emclaire Financial's shares are less volatile than average (for this exchange).

Emclaire Financial overview

Emclaire Financial Corp operates as the bank holding company for The Farmers National Bank of Emlenton that provides retail and commercial financial products and services to individuals and businesses in western Pennsylvania. The company's deposit products include checking, savings, and term certificate accounts; savings and time deposits; non-interest bearing and interest-bearing demand deposit accounts; and money market accounts. Its loan portfolio comprises one-to-four family mortgage loans, home equity loans, commercial business and commercial real estate loans, consumer loans, and loans to one borrower. The company operates a network of 19 retail branch offices in Venango, Allegheny, Butler, Clarion, Clearfield, Crawford, Elk, Jefferson, and Mercer counties, and Pennsylvania. The company was founded in 1900 and is headquartered in Emlenton, Pennsylvania. .

Frequently asked questions

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What percentage of Emclaire Financial is owned by insiders or institutions?
Currently 17.284% of Emclaire Financial shares are held by insiders and 8.878% by institutions. How many people work for Emclaire Financial?
Latest data suggests 148 work at Emclaire Financial. When does the fiscal year end for Emclaire Financial?
Emclaire Financial's fiscal year ends in December. Where is Emclaire Financial based?
Emclaire Financial's address is: 612 Main Street, Emlenton, PA, United States, 16373 What is Emclaire Financial's ISIN number?
Emclaire Financial's international securities identification number is: US2908281023 What is Emclaire Financial's CUSIP number?
Emclaire Financial's Committee on Uniform Securities Identification Procedures number is: 290828102