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How to buy Consumer Portfolio Services stock (CPSS)

Buy Consumer Portfolio Services stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

Consumer Portfolio Services is a credit services business based in the US. Consumer Portfolio Services shares (CPSS) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $10.59 – an increase of 4.13% over the previous week. Consumer Portfolio Services employs 925 staff and has a trailing 12-month revenue of around $184.2 million.

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  4. Search for the stock name – CPSS. Search for the stock by name or ticker symbol.
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Consumer Portfolio Services stock price (NASDAQ: CPSS)

Use our graph to track the performance of CPSS stocks over time.

Consumer Portfolio Services shares at a glance

Information last updated 2024-11-13.
Latest market close$10.59
52-week range$7.03 - $12.04
50-day moving average $9.75
200-day moving average $8.98
Wall St. target price$18.00
PE ratio 11.427
Dividend yield N/A
Earnings per share (TTM) $0.89

Is it a good time to buy Consumer Portfolio Services stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Consumer Portfolio Services price performance over time

Historical closes compared with the close of $10.4 from 2024-11-19

1 week (2024-11-13) 2.26%
1 month (2024-10-18) 7.77%
3 months (2024-08-20) 22.93%
6 months (2024-05-20) 23.22%
1 year (2023-11-20) 3.07%
2 years (2022-11-18) 33.16%
3 years (2021-11-19) 25.76%
5 years (2019-11-20) 199.71%

Is Consumer Portfolio Services stock undervalued or overvalued?

Valuing Consumer Portfolio Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Consumer Portfolio Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Consumer Portfolio Services's P/E ratio

Consumer Portfolio Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Consumer Portfolio Services shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Consumer Portfolio Services's PEG ratio

Consumer Portfolio Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.33. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Consumer Portfolio Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Consumer Portfolio Services financials

Revenue TTM $184.2 million
Operating margin TTM 14.97%
Gross profit TTM $254.2 million
Return on assets TTM 0.67%
Return on equity TTM 7.71%
Profit margin 11.53%
Book value $13.32
Market Capitalization $212.8 million

TTM: trailing 12 months

Consumer Portfolio Services share dividends

We're not expecting Consumer Portfolio Services to pay a dividend over the next 12 months.

Have Consumer Portfolio Services's shares ever split?

Consumer Portfolio Services's shares were split on a 2:1 basis on 14 March 1996 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Consumer Portfolio Services shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Consumer Portfolio Services shares which in turn could have impacted Consumer Portfolio Services's share price.

Consumer Portfolio Services share price volatility

Over the last 12 months, Consumer Portfolio Services's shares have ranged in value from as little as $7.03 up to $12.04. A popular way to gauge a stock's volatility is its "beta".

CPSS.US volatility(beta: 2.01)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Consumer Portfolio Services's is 2.014. This would suggest that Consumer Portfolio Services's shares are significantly more volatile than the average for this exchange and represent a higher risk.

Consumer Portfolio Services overview

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois.

Frequently asked questions

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What percentage of Consumer Portfolio Services is owned by insiders or institutions?
Currently 40.431% of Consumer Portfolio Services shares are held by insiders and 47.825% by institutions.
How many people work for Consumer Portfolio Services?
Latest data suggests 925 work at Consumer Portfolio Services.
When does the fiscal year end for Consumer Portfolio Services?
Consumer Portfolio Services's fiscal year ends in December.
Where is Consumer Portfolio Services based?
Consumer Portfolio Services's address is: 3763 Howard Hughes Parkway, Las Vegas, NV, United States, 89169
What is Consumer Portfolio Services's ISIN number?
Consumer Portfolio Services's international securities identification number is: US2105021008
What is Consumer Portfolio Services's CUSIP number?
Consumer Portfolio Services's Committee on Uniform Securities Identification Procedures number is: 210502100

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