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How to buy Civista Bancshares stock (CIVB)

Buy Civista Bancshares stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

Civista Bancshares is a banks - regional business based in the US. Civista Bancshares shares (CIVB) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $22.54 – an increase of 1.12% over the previous week. Civista Bancshares employs 534 staff and has a trailing 12-month revenue of around $146.6 million.

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Civista Bancshares stock price (NASDAQ: CIVB)

Use our graph to track the performance of CIVB stocks over time.

Civista Bancshares shares at a glance

Information last updated 2024-11-22.
Latest market close$22.54
52-week range$13.35 - $23.70
50-day moving average $19.12
200-day moving average $16.29
Wall St. target price$23.08
PE ratio 11.27
Dividend yield $0.64 (2.84%)
Earnings per share (TTM) $2.00

Is it a good time to buy Civista Bancshares stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Civista Bancshares price performance over time

Historical closes compared with the close of $22.36 from 2024-11-20

1 week (2024-11-15) 0.31%
1 month (2024-10-23) 22.72%
3 months (2024-08-22) 36.76%
6 months (2024-05-22) 44.07%
1 year (2023-11-22) 45.38%
2 years (2022-11-22) 1.48%
3 years (2021-11-22) 22.9671
5 years (2019-11-22) 19.71%

Is Civista Bancshares stock undervalued or overvalued?

Valuing Civista Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Civista Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Civista Bancshares's P/E ratio

Civista Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Civista Bancshares shares trade at around 11x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Civista Bancshares's PEG ratio

Civista Bancshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Civista Bancshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Civista Bancshares financials

Revenue TTM $146.6 million
Operating margin TTM 28.91%
Gross profit TTM $137.5 million
Return on assets TTM 0.81%
Return on equity TTM 8.65%
Profit margin 21.46%
Book value $25.07
Market Capitalization $354.7 million

TTM: trailing 12 months

Civista Bancshares share dividends

32%

Dividend payout ratio: 31.84% of net profits

Recently Civista Bancshares has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Civista Bancshares shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Civista Bancshares's case, that would currently equate to about $0.64 per share.

While Civista Bancshares's payout ratio might seem fairly standard, it's worth remembering that Civista Bancshares may be investing much of the rest of its net profits in future growth.

Civista Bancshares's most recent dividend payout was on 18 November 2024. The latest dividend was paid out to all shareholders who bought their shares by 4 November 2024 (the "ex-dividend date").

Have Civista Bancshares's shares ever split?

Civista Bancshares's shares were split on a 4:1 basis on 4 June 1996 . So if you had owned 1 share the day before before the split, the next day you'd have owned 4 shares. This wouldn't directly have changed the overall worth of your Civista Bancshares shares – just the quantity. However, indirectly, the new 75% lower share price could have impacted the market appetite for Civista Bancshares shares which in turn could have impacted Civista Bancshares's share price.

Civista Bancshares share price volatility

Over the last 12 months, Civista Bancshares's shares have ranged in value from as little as $13.3547 up to $23.695. A popular way to gauge a stock's volatility is its "beta".

CIVB.US volatility(beta: 0.77)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Civista Bancshares's is 0.773. This would suggest that Civista Bancshares's shares are less volatile than average (for this exchange).

Civista Bancshares overview

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015.

Frequently asked questions

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What percentage of Civista Bancshares is owned by insiders or institutions?
Currently 3.866% of Civista Bancshares shares are held by insiders and 53.671% by institutions.
How many people work for Civista Bancshares?
Latest data suggests 534 work at Civista Bancshares.
When does the fiscal year end for Civista Bancshares?
Civista Bancshares's fiscal year ends in December.
Where is Civista Bancshares based?
Civista Bancshares's address is: 100 East Water Street, Sandusky, OH, United States, 44870-2514
What is Civista Bancshares's ISIN number?
Civista Bancshares's international securities identification number is: US1788671071
What is Civista Bancshares's CUSIP number?
Civista Bancshares's Committee on Uniform Securities Identification Procedures number is: 178867107

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