Civista Bancshares is a banks - regional business based in the US. Civista Bancshares shares (CIVB) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $22.53 – an increase of 0.9% over the previous week. Civista Bancshares employs 520 staff and has a trailing 12-month revenue of around $153.5 million.
The Finder Score crunches 147 key metrics we collected directly from 18+ brokers and assessed each provider’s performance based on nine different categories, weighing each metric based on the expertise and insights of Finder’s investment experts. We then scored and ranked each provider to determine the best brokerage accounts.
We update our best picks as products change, disappear or emerge in the market. We also regularly review and revise our selections to ensure our best provider lists reflect the most competitive available.
Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.
Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.
| Latest market close | $22.53 |
|---|---|
| 52-week range | $13.15 - $23.56 |
| 50-day moving average | $20.23 |
| 200-day moving average | $19.73 |
| Wall St. target price | $25.67 |
| PE ratio | 9.969 |
| Dividend yield | $0.65 (3.02%) |
| Earnings per share (TTM) | $2.26 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $22.53 from 2025-05-09
| 1 week (2025-05-06) | 0.90% |
|---|---|
| 1 month (2025-04-11) | 22.18% |
| 3 months (2025-02-13) | 4.94% |
| 6 months (2024-11-13) | -1.05% |
| 1 year (2024-05-13) | 54.74% |
|---|---|
| 2 years (2023-05-12) | 62.40% |
| 3 years (2022-05-12) | 20.44% |
| 5 years (2020-05-12) | 89.72% |
Valuing Civista Bancshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Civista Bancshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Civista Bancshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, Civista Bancshares shares trade at around 10x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Civista Bancshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.93. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Civista Bancshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $153.5 million |
|---|---|
| Operating margin TTM | 33.65% |
| Gross profit TTM | $153.5 million |
| Return on assets TTM | 0.88% |
| Return on equity TTM | 9.25% |
| Profit margin | 23.12% |
| Book value | $25.61 |
| Market Capitalization | $349.6 million |
TTM: trailing 12 months
Dividend payout ratio: 29.07% of net profits
Recently Civista Bancshares has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Civista Bancshares shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Civista Bancshares's case, that would currently equate to about $0.65 per share.
While Civista Bancshares's payout ratio might seem fairly standard, it's worth remembering that Civista Bancshares may be investing much of the rest of its net profits in future growth.
Civista Bancshares's most recent dividend payout was on 12 May 2025. The latest dividend was paid out to all shareholders who bought their shares by 28 April 2025 (the "ex-dividend date").
Civista Bancshares's shares were split on a 4:1 basis on 4 June 1996 . So if you had owned 1 share the day before before the split, the next day you'd have owned 4 shares. This wouldn't directly have changed the overall worth of your Civista Bancshares shares – just the quantity. However, indirectly, the new 75% lower share price could have impacted the market appetite for Civista Bancshares shares which in turn could have impacted Civista Bancshares's share price.
Over the last 12 months, Civista Bancshares's shares have ranged in value from as little as $13.145 up to $23.56. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Civista Bancshares's is 0.689. This would suggest that Civista Bancshares's shares are less volatile than average (for this exchange).
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; automated teller services; internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. It also provides time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Its loan portfolio includes commercial and agriculture; commercial real estate " owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. In addition, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky.
We dug through 60 years of Berkshire Hathaway annual shareholder letters to bring you 9 lessons from Warren Buffett: “The Oracle of Omaha.”
Our picks of the best brokerage accounts for index funds for beginners, teens, proprietary funds and more.
Cash sweep accounts let you earn interest on your uninvested cash. Learn how they work and how to choose the best one here.
eToro is a robust trading platform with an easy-to-use interface and no commissions on stocks and ETFs.
Check out our picks of the best trading apps for beginners, options traders, hands-off investors and more.
Thinking of switching from Moomoo? Here are 5 apps like Moomoo that offer valuable benefits
We’ve rounded up stats on some of the most popular graphene stocks, along with information on how they compare and how to invest.
See our picks of the best brokerage accounts, including Fidelity, SoFi, Charles Schwab, Public, Robinhood and E*TRADE .
Webull is a broker with zero-commission trading and a suite of tools to help you invest.
Here’s what you need to know about how to buy and sell stocks online in this easy to follow, step-by-step guide.