How to buy Citizens stock (CIA)

Citizens is an insurance - life business based in the US. Citizens shares (CIA) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $3.77 – a decrease of 1.82% over the previous week. Citizens employs 232 staff and has a trailing 12-month revenue of around $248.4 million.

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Citizens stock price (NYSE: CIA)

Use our graph to track the performance of CIA stocks over time.

Citizens shares at a glance

• Key figures

Information last updated 2024-12-18.

Latest market close	$3.77
52-week range	$1.78 - $5.95
50-day moving average more info button	$4.65
200-day moving average more info button	$3.19
Wall St. target price	$5.00
PE ratio more info button	8.7674
Dividend yield more info button	N/A
Earnings per share (TTM) more info button	$0.43

Is it a good time to buy Citizens stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Citizens price performance over time

Historical closes compared with the close of $4.1 from 2024-12-17

1 week (2024-12-13)	-0.97%
1 month (2024-11-20)	-11.83%
3 months (2024-09-20)	19.53%
6 months (2024-06-20)	37.12%

1 year (2023-12-20)	42.86%
2 years (2022-12-20)	102.97%
3 years (2021-12-20)	5.6
5 years (2019-12-20)	7.1

Is Citizens stock undervalued or overvalued?

Valuing Citizens stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Citizens's P/E ratio

Citizens's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Citizens shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Citizens's EBITDA

Citizens's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $20.6 million.

The EBITDA is a measure of a Citizens's overall financial performance and is widely used to measure a its profitability.

Citizens financials

Revenue TTM	$248.4 million
Operating margin TTM	4.92%
Gross profit TTM	$39.1 million
Return on assets TTM	0.76%
Return on equity TTM	12.23%
Profit margin	8.87%
Book value	$4.16
Market Capitalization more info button	$188.1 million

TTM: trailing 12 months

Citizens share dividends

We're not expecting Citizens to pay a dividend over the next 12 months.

Have Citizens's shares ever split?

Citizens's shares were split on a 107:100 basis on 12 December 2005 . So if you had owned 100 shares the day before before the split, the next day you'd have owned 107 shares. This wouldn't directly have changed the overall worth of your Citizens shares – just the quantity. However, indirectly, the new 6.5% lower share price could have impacted the market appetite for Citizens shares which in turn could have impacted Citizens's share price.

Citizens share price volatility

Over the last 12 months, Citizens's shares have ranged in value from as little as $1.78 up to $5.945. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Citizens's is 0.104. This would suggest that Citizens's shares are less volatile than average (for this exchange).

Citizens overview

Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U. S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas.

Frequently asked questions

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What percentage of Citizens is owned by insiders or institutions?
Currently 10.431% of Citizens shares are held by insiders and 13.603% by institutions. How many people work for Citizens?
Latest data suggests 232 work at Citizens. When does the fiscal year end for Citizens?
Citizens's fiscal year ends in December. Where is Citizens based?
Citizens's address is: 11815 Alterra Pkwy, Austin, TX, United States, 78758 What is Citizens's ISIN number?
Citizens's international securities identification number is: US1747401008 What is Citizens's CUSIP number?
Citizens's Committee on Uniform Securities Identification Procedures number is: 174740100