Citizens is an insurance - life business based in the US. Citizens shares (CIA) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $4.86 – a decrease of 1.02% over the previous week. Citizens employs 232 staff and has a trailing 12-month revenue of around $246 million.
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| Latest market close | $4.86 |
|---|---|
| 52-week range | $1.78 - $5.32 |
| 50-day moving average | $3.28 |
| 200-day moving average | $2.76 |
| Wall St. target price | $3.85 |
| PE ratio | 11.0465 |
| Dividend yield | N/A |
| Earnings per share (TTM) | $0.43 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $4.86 from 2024-10-14
| 1 week (2024-10-09) | -0.82% |
|---|---|
| 1 month (2024-09-16) | 56.27% |
| 3 months (2024-07-16) | 78.02% |
| 6 months (2024-04-16) | 146.70% |
| 1 year (2023-10-16) | 58.82% |
|---|---|
| 2 years (2022-10-14) | 44.64% |
| 3 years (2021-10-15) | 6.32 |
| 5 years (2019-10-16) | 6.89 |
Valuing Citizens stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Citizens's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, Citizens shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Citizens's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $22.2 million.
The EBITDA is a measure of a Citizens's overall financial performance and is widely used to measure a its profitability.
| Revenue TTM | $246 million |
|---|---|
| Operating margin TTM | 5.32% |
| Gross profit TTM | $39.1 million |
| Return on assets TTM | 0.82% |
| Return on equity TTM | 12.97% |
| Profit margin | 8.92% |
| Book value | $3.85 |
| Market Capitalization | $236.9 million |
TTM: trailing 12 months
We're not expecting Citizens to pay a dividend over the next 12 months.
Citizens's shares were split on a 107:100 basis on 12 December 2005. So if you had owned 100 shares the day before before the split, the next day you'd have owned 107 shares. This wouldn't directly have changed the overall worth of your Citizens shares – just the quantity. However, indirectly, the new 6.5% lower share price could have impacted the market appetite for Citizens shares which in turn could have impacted Citizens's share price.
Over the last 12 months, Citizens's shares have ranged in value from as little as $1.78 up to $5.32. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Citizens's is 0.144. This would suggest that Citizens's shares are less volatile than average (for this exchange).
Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U. S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas.
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