How to buy Citizens Holding Company stock (CIZN)

Citizens Holding Company is a banks - regional business based in the US. Citizens Holding Company shares (CIZN) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $8.90 – a decrease of 1.11% over the previous week. Citizens Holding Company employs 246 staff and has a trailing 12-month revenue of around $42.5 million.

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Citizens Holding Company stock price (NASDAQ: CIZN)

Use our graph to track the performance of CIZN stocks over time.

Citizens Holding Company shares at a glance

• Key figures

Information last updated 2024-12-18.

Latest market close	$8.90
52-week range	$6.98 - $9.50
50-day moving average more info button	$8.89
200-day moving average more info button	$8.36
Wall St. target price	$24.00
PE ratio more info button	26.9697
Dividend yield more info button	$0.64 (7.19%)
Earnings per share (TTM) more info button	$0.33

Is it a good time to buy Citizens Holding Company stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Citizens Holding Company price performance over time

Historical closes compared with the close of $8.92 from 2024-12-17

1 week (2024-12-12)	-0.89%
1 month (2024-11-19)	0.22%
3 months (2024-09-19)	-0.11%
6 months (2024-06-18)	13.63%

1 year (2023-12-19)	27.43%
2 years (2022-12-19)	-27.82%
3 years (2021-12-17)	15.0784
5 years (2019-12-19)	16.6667

Is Citizens Holding Company stock undervalued or overvalued?

Valuing Citizens Holding Company stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens Holding Company's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Citizens Holding Company's P/E ratio

Citizens Holding Company's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 27x. In other words, Citizens Holding Company shares trade at around 27x recent earnings.

That's comparable to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29).

Citizens Holding Company financials

Revenue TTM	$42.5 million
Operating margin TTM	2.46%
Gross profit TTM	$45.5 million
Return on assets TTM	0.23%
Return on equity TTM	7.97%
Profit margin	7.95%
Book value	$8.96
Market Capitalization more info button	$50.2 million

TTM: trailing 12 months

Citizens Holding Company share dividends

Dividend payout ratio: 218.18% of net profits

Recently Citizens Holding Company has paid out, on average, around 200% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Citizens Holding Company shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Citizens Holding Company's case, that would currently equate to about $0.64 per share.

Citizens Holding Company's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

Citizens Holding Company's most recent dividend payout was on 30 December 2024. The latest dividend was paid out to all shareholders who bought their shares by 15 December 2024 (the "ex-dividend date").

Have Citizens Holding Company's shares ever split?

Citizens Holding Company's shares were split on a 3:2 basis on 1 January 2002 . So if you had owned 2 shares the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Citizens Holding Company shares – just the quantity. However, indirectly, the new 33.3% lower share price could have impacted the market appetite for Citizens Holding Company shares which in turn could have impacted Citizens Holding Company's share price.

Citizens Holding Company share price volatility

Over the last 12 months, Citizens Holding Company's shares have ranged in value from as little as $6.9766 up to $9.5. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Citizens Holding Company's is 0.002. This would suggest that Citizens Holding Company's shares are less volatile than average (for this exchange).

Citizens Holding Company overview

Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and online and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi. .

Frequently asked questions

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What percentage of Citizens Holding Company is owned by insiders?
Currently 17.507% of Citizens Holding Company shares are held by insiders. How many people work for Citizens Holding Company?
Latest data suggests 246 work at Citizens Holding Company. When does the fiscal year end for Citizens Holding Company?
Citizens Holding Company's fiscal year ends in December. Where is Citizens Holding Company based?
Citizens Holding Company's address is: 521 Main Street, Philadelphia, MS, United States, 39350 What is Citizens Holding Company's ISIN number?
Citizens Holding Company's international securities identification number is: US1747151025 What is Citizens Holding Company's CUSIP number?
Citizens Holding Company's Committee on Uniform Securities Identification Procedures number is: 174715102