Citizens Financial Group is a banks - regional business based in the US. Citizens Financial Group shares (CFG) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $46.05 – a decrease of 0.8% over the previous week. Citizens Financial Group employs 17,329 staff and has a trailing 12-month revenue of around $7.1 billion.
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| Latest market close | $46.05 |
|---|---|
| 52-week range | $25.00 - $48.35 |
| 50-day moving average | $41.97 |
| 200-day moving average | $37.45 |
| Wall St. target price | $47.17 |
| PE ratio | 18.1953 |
| Dividend yield | $1.68 (3.62%) |
| Earnings per share (TTM) | $2.56 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $46.57 from 2024-11-18
| 1 week (2024-11-13) | 0.32% |
|---|---|
| 1 month (2024-10-18) | 9.65% |
| 3 months (2024-08-20) | 13.01% |
| 6 months (2024-05-20) | 27.62% |
| 1 year (2023-11-20) | 68.85% |
|---|---|
| 2 years (2022-11-18) | 27.34% |
| 3 years (2021-11-19) | 7.85% |
| 5 years (2019-11-20) | 54.64% |
Valuing Citizens Financial Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens Financial Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Citizens Financial Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 18x. In other words, Citizens Financial Group shares trade at around 18x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Citizens Financial Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.2626. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Citizens Financial Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $7.1 billion |
|---|---|
| Operating margin TTM | 27.18% |
| Gross profit TTM | $7.5 billion |
| Return on assets TTM | 0.58% |
| Return on equity TTM | 5.43% |
| Profit margin | 18.23% |
| Book value | $51.26 |
| Market Capitalization | $20.5 billion |
TTM: trailing 12 months
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Citizens Financial Group.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 30.85
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Citizens Financial Group's overall score of 30.85 (as at 12/31/2018) is nothing to write home about – landing it in it in the 48th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Citizens Financial Group is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 5.37/100
Citizens Financial Group's environmental score of 5.37 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that Citizens Financial Group is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 16.57/100
Citizens Financial Group's social score of 16.57 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that Citizens Financial Group is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 17.91/100
Citizens Financial Group's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that Citizens Financial Group is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. Citizens Financial Group scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Citizens Financial Group has, for the most part, managed to keep its nose clean.
Citizens Financial Group, Inc. was last rated for ESG on: 2019-01-01.
| Total ESG score | 30.85 |
|---|---|
| Total ESG percentile | 48.12 |
| Environmental score | 5.37 |
| Environmental score percentile | 7 |
| Social score | 16.57 |
| Social score percentile | 7 |
| Governance score | 17.91 |
| Governance score percentile | 7 |
| Level of controversy | 2 |
Dividend payout ratio: 66.14% of net profits
Recently Citizens Financial Group has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Citizens Financial Group shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Citizens Financial Group's case, that would currently equate to about $1.68 per share.
Citizens Financial Group's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Citizens Financial Group's most recent dividend payout was on 12 November 2024. The latest dividend was paid out to all shareholders who bought their shares by 29 October 2024 (the "ex-dividend date").
Over the last 12 months, Citizens Financial Group's shares have ranged in value from as little as $25.0007 up to $48.35. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Citizens Financial Group's is 1.32. This would suggest that Citizens Financial Group's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves corporate banking, healthcare, technology, asset finance, franchise finance, leasing, asset-based lending, commercial real estate, mid-corporate, and private equity sponsor industries.
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