How to buy Citizens Community Bancorp stock (CZWI)

Citizens Community Bancorp is a banks - regional business based in the US. Citizens Community Bancorp shares (CZWI) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $16.49 – an increase of 0.73% over the previous week. Citizens Community Bancorp employs 214 staff and has a trailing 12-month revenue of around $60.3 million.

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Citizens Community Bancorp stock price (NASDAQ: CZWI)

Use our graph to track the performance of CZWI stocks over time.

Citizens Community Bancorp shares at a glance

• Key figures

Information last updated 2024-12-26.

Latest market close	$16.49
52-week range	$10.14 - $17.04
50-day moving average more info button	$15.37
200-day moving average more info button	$12.98
Wall St. target price	$16.50
PE ratio more info button	11.7343
Dividend yield more info button	$0.32 (1.95%)
Earnings per share (TTM) more info button	$1.43

Is it a good time to buy Citizens Community Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Citizens Community Bancorp price performance over time

Historical closes compared with the close of $16.78 from 2024-12-26

1 week (2024-12-20)	2.50%
1 month (2024-11-27)	3.07%
3 months (2024-09-27)	19.01%
6 months (2024-06-27)	45.91%

1 year (2023-12-27)	45.28%
2 years (2022-12-27)	49.97%
3 years (2021-12-27)	29.81%
5 years (2019-12-27)	52.18%

Is Citizens Community Bancorp stock undervalued or overvalued?

Valuing Citizens Community Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Citizens Community Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Citizens Community Bancorp's P/E ratio

Citizens Community Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Citizens Community Bancorp shares trade at around 12x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Citizens Community Bancorp financials

Revenue TTM	$60.3 million
Operating margin TTM	32.81%
Gross profit TTM	$65.3 million
Return on assets TTM	0.81%
Return on equity TTM	8.53%
Profit margin	24.46%
Book value	$17.88
Market Capitalization more info button	$168.4 million

TTM: trailing 12 months

Citizens Community Bancorp share dividends

Dividend payout ratio: 22.7% of net profits

Recently Citizens Community Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Citizens Community Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Citizens Community Bancorp's case, that would currently equate to about $0.32 per share.

While Citizens Community Bancorp's payout ratio might seem low, this can signify that Citizens Community Bancorp is investing more in its future growth.

Citizens Community Bancorp's most recent dividend payout was on 22 February 2024. The latest dividend was paid out to all shareholders who bought their shares by 7 February 2024 (the "ex-dividend date").

Have Citizens Community Bancorp's shares ever split?

Citizens Community Bancorp's shares were split on 31 October 2006 .

Citizens Community Bancorp share price volatility

Over the last 12 months, Citizens Community Bancorp's shares have ranged in value from as little as $10.1397 up to $17.04. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Citizens Community Bancorp's is 1.079. This would suggest that Citizens Community Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Citizens Community Bancorp overview

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N. A. that provides various traditional community banking services to businesses, agricultural operators, and consumers. It accepts various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. The company also offers various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, it maintains a portfolio of investments comprising mortgage-backed, corporate asset-backed, U.

Frequently asked questions

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What percentage of Citizens Community Bancorp is owned by insiders or institutions?
Currently 4.928% of Citizens Community Bancorp shares are held by insiders and 54.774% by institutions. How many people work for Citizens Community Bancorp?
Latest data suggests 214 work at Citizens Community Bancorp. When does the fiscal year end for Citizens Community Bancorp?
Citizens Community Bancorp's fiscal year ends in December. Where is Citizens Community Bancorp based?
Citizens Community Bancorp's address is: 2174 EastRidge Center, Eau Claire, WI, United States, 54701 What is Citizens Community Bancorp's ISIN number?
Citizens Community Bancorp's international securities identification number is: US1749031043 What is Citizens Community Bancorp's CUSIP number?
Citizens Community Bancorp's Committee on Uniform Securities Identification Procedures number is: 174903104