C-and-F Financial Corporation is a banks - regional business based in the US. C-and-F Financial Corporation shares (CFFI) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $66.54 – an increase of 3.4% over the previous week. C-and-F Financial Corporation employs 545 staff and has a trailing 12-month revenue of around $116.4 million.
The Finder Score crunches 147 key metrics we collected directly from 18+ brokers and assessed each provider’s performance based on nine different categories, weighing each metric based on the expertise and insights of Finder’s investment experts. We then scored and ranked each provider to determine the best brokerage accounts.
We update our best picks as products change, disappear or emerge in the market. We also regularly review and revise our selections to ensure our best provider lists reflect the most competitive available.
Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.
Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.
| Latest market close | $66.54 |
|---|---|
| 52-week range | $37.11 - $89.32 |
| 50-day moving average | $69.70 |
| 200-day moving average | $65.90 |
| Wall St. target price | $34.00 |
| PE ratio | 9.6622 |
| Dividend yield | $1.78 (2.86%) |
| Earnings per share (TTM) | $6.66 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $66.535 from 2025-05-02
| 1 week (2025-04-25) | 3.40% |
|---|---|
| 1 month (2025-04-04) | 12.66% |
| 3 months (2025-02-05) | -17.43% |
| 6 months (2024-11-05) | 0.71% |
| 1 year (2024-05-03) | 54.30% |
|---|---|
| 2 years (2023-05-04) | 45.19% |
| 3 years (2022-05-04) | 40.84% |
| 5 years (2020-05-04) | 124.21% |
Valuing C-and-F Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of C-and-F Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
C-and-F Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, C-and-F Financial Corporation shares trade at around 10x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $116.4 million |
|---|---|
| Operating margin TTM | 22.05% |
| Gross profit TTM | $116.4 million |
| Return on assets TTM | 0.86% |
| Return on equity TTM | 9.68% |
| Profit margin | 18.72% |
| Book value | $72.71 |
| Market Capitalization | $220.3 million |
TTM: trailing 12 months
Dividend payout ratio: 29.51% of net profits
Recently C-and-F Financial Corporation has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), C-and-F Financial Corporation shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In C-and-F Financial Corporation's case, that would currently equate to about $1.78 per share.
While C-and-F Financial Corporation's payout ratio might seem fairly standard, it's worth remembering that C-and-F Financial Corporation may be investing much of the rest of its net profits in future growth.
C-and-F Financial Corporation's most recent dividend payout was on 31 March 2025. The latest dividend was paid out to all shareholders who bought their shares by 13 March 2025 (the "ex-dividend date").
C-and-F Financial Corporation's shares were split on a 2:1 basis on 20 July 1998 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your C-and-F Financial Corporation shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for C-and-F Financial Corporation shares which in turn could have impacted C-and-F Financial Corporation's share price.
Over the last 12 months, C-and-F Financial Corporation's shares have ranged in value from as little as $37.1051 up to $89.3213. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while C-and-F Financial Corporation's is 0.332. This would suggest that C-and-F Financial Corporation's shares are less volatile than average (for this exchange).
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. This segment also provides ATMs, Internet and mobile banking, peer-to-peer payment capabilities, and debit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. The Mortgage Banking segment offers various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan production services to third parties for residential appraisals, as well as various mortgage origination activities. The Consumer Finance segment provides automobile loans. It also offers brokerage and wealth management services, and insurance products and services, as well as title and settlement agencies.
Some of the best paper trading apps to practice stock trading with fake money include Interactive Brokers, eToro, Charles Schwab and more.
These are the stocks to buy when you don’t have much to spend.
These are the best day trading apps, according to Finder’s comprehensive analysis.
Explore the best bonuses for opening a new brokerage account.
Some of the best stock trading apps for beginners include SoFi, Robinhood, Public, Stash, Opto and more. Compare your options here.
Want to buy and sell international stocks? Here are the top brokers to help you trade global markets.
These are the best discount brokers of 2025 according to Finder’s comprehensive review.
Compare the 7 best stock picking services, according to Finder’s analysis, and learn how to choose the best option for your needs.
Check out our picks of the best trading apps for beginners, options traders, hands-off investors and more.
See our picks of the best brokerage accounts, including Fidelity, SoFi, Charles Schwab, Public, Robinhood and E*TRADE .