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How to buy Central Valley Community Bancorp stock (CVCY)

Buy Central Valley Community Bancorp stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

Central Valley Community Bancorp is a banks - regional business based in the US. Central Valley Community Bancorp shares (CVCY) are listed on the NASDAQ and all prices are listed in US Dollars. Central Valley Community Bancorp employs 259 staff and has a trailing 12-month revenue of around $89.1 million.

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Central Valley Community Bancorp stock price (NASDAQ: CVCY)

Use our graph to track the performance of CVCY stocks over time.

Central Valley Community Bancorp shares at a glance

Information last updated 2024-04-18.
52-week range$0.00 - $0.00
50-day moving average $18.58
200-day moving average $17.50
Wall St. target price$23.75
PE ratio 9.1659
Dividend yield $0.48 (2.47%)
Earnings per share (TTM) $2.17

Is it a good time to buy Central Valley Community Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Central Valley Community Bancorp stock undervalued or overvalued?

Valuing Central Valley Community Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Central Valley Community Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Central Valley Community Bancorp's P/E ratio

Central Valley Community Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, Central Valley Community Bancorp shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Central Valley Community Bancorp's PEG ratio

Central Valley Community Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.2. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Central Valley Community Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Central Valley Community Bancorp financials

Revenue TTM $89.1 million
Operating margin TTM 35.85%
Gross profit TTM $83.6 million
Return on assets TTM 1.05%
Return on equity TTM 13.38%
Profit margin 28.65%
Book value $17.52
Market Capitalization $235.3 million

TTM: trailing 12 months

Central Valley Community Bancorp share dividends

22%

Dividend payout ratio: 22.12% of net profits

Recently Central Valley Community Bancorp has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Central Valley Community Bancorp shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Central Valley Community Bancorp's case, that would currently equate to about $0.48 per share.

While Central Valley Community Bancorp's payout ratio might seem low, this can signify that Central Valley Community Bancorp is investing more in its future growth.

Central Valley Community Bancorp's most recent dividend payout was on 18 February 2024. The latest dividend was paid out to all shareholders who bought their shares by 31 January 2024 (the "ex-dividend date").

Have Central Valley Community Bancorp's shares ever split?

Central Valley Community Bancorp's shares were split on a 2:1 basis on 31 October 2005 . So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Central Valley Community Bancorp shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Central Valley Community Bancorp shares which in turn could have impacted Central Valley Community Bancorp's share price.

Central Valley Community Bancorp share price volatility

Over the last 12 months, Central Valley Community Bancorp's shares have ranged in value from as little as $0 up to $0. A popular way to gauge a stock's volatility is its "beta".

CVCY.US volatility(beta: 0.84)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Central Valley Community Bancorp's is 0.838. This would suggest that Central Valley Community Bancorp's shares are less volatile than average (for this exchange).

Central Valley Community Bancorp overview

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It also provides products, such as commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. In addition, the company offers domestic and international wire transfer, inquiry, account status, bill paying, account transfers, and cash management and other customary banking services. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California. .

Frequently asked questions

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What percentage of Central Valley Community Bancorp is owned by insiders or institutions?
Currently 15.015% of Central Valley Community Bancorp shares are held by insiders and 52.377% by institutions.
How many people work for Central Valley Community Bancorp?
Latest data suggests 259 work at Central Valley Community Bancorp.
When does the fiscal year end for Central Valley Community Bancorp?
Central Valley Community Bancorp's fiscal year ends in December.
Where is Central Valley Community Bancorp based?
Central Valley Community Bancorp's address is: 7100 North Financial Drive, Fresno, CA, United States, 93720
What is Central Valley Community Bancorp's ISIN number?
Central Valley Community Bancorp's international securities identification number is: US1556851004
What is Central Valley Community Bancorp's CUSIP number?
Central Valley Community Bancorp's Committee on Uniform Securities Identification Procedures number is: 155685100

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