How to buy Central Pacific Financial stock (CPF)

Central Pacific Financial is a banks - regional business based in the US. Central Pacific Financial shares (CPF) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $28.29 – a decrease of 8.48% over the previous week. Central Pacific Financial employs 696 staff and has a trailing 12-month revenue of around $244.6 million.

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Central Pacific Financial stock price (NYSE: CPF)

Use our graph to track the performance of CPF stocks over time.

Central Pacific Financial shares at a glance

• Key figures

Information last updated 2024-12-18.

Latest market close	$28.29
52-week range	$17.22 - $32.98
50-day moving average more info button	$30.10
200-day moving average more info button	$24.53
Wall St. target price	$32.00
PE ratio more info button	13.5667
Dividend yield more info button	$1.04 (3.65%)
Earnings per share (TTM) more info button	$2.10

Is it a good time to buy Central Pacific Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Central Pacific Financial price performance over time

Historical closes compared with the close of $28.27 from 2024-12-19

1 week (2024-12-13)	-8.54%
1 month (2024-11-21)	-9.88%
3 months (2024-09-20)	-0.18%
6 months (2024-06-21)	40.79%

1 year (2023-12-21)	43.28%
2 years (2022-12-21)	59.77%
3 years (2021-12-21)	19.67%
5 years (2019-12-20)	18.08%

Is Central Pacific Financial stock undervalued or overvalued?

Valuing Central Pacific Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Central Pacific Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Central Pacific Financial's P/E ratio

Central Pacific Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, Central Pacific Financial shares trade at around 14x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Central Pacific Financial's PEG ratio

Central Pacific Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.48. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Central Pacific Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Central Pacific Financial financials

Revenue TTM	$244.6 million
Operating margin TTM	26.78%
Gross profit TTM	$264.8 million
Return on assets TTM	0.76%
Return on equity TTM	11.25%
Profit margin	23.27%
Book value	$20.09
Market Capitalization more info button	$771.1 million

TTM: trailing 12 months

Central Pacific Financial share dividends

Dividend payout ratio: 49.52% of net profits

Recently Central Pacific Financial has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Central Pacific Financial shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Central Pacific Financial's case, that would currently equate to about $1.04 per share.

While Central Pacific Financial's payout ratio might seem fairly standard, it's worth remembering that Central Pacific Financial may be investing much of the rest of its net profits in future growth.

Central Pacific Financial's most recent dividend payout was on 15 December 2024. The latest dividend was paid out to all shareholders who bought their shares by 28 November 2024 (the "ex-dividend date").

Have Central Pacific Financial's shares ever split?

Central Pacific Financial's shares were split on a 1:20 basis on 2 February 2011 . So if you had owned 20 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your Central Pacific Financial shares – just the quantity. However, indirectly, the new 1900% higher share price could have impacted the market appetite for Central Pacific Financial shares which in turn could have impacted Central Pacific Financial's share price.

Central Pacific Financial share price volatility

Over the last 12 months, Central Pacific Financial's shares have ranged in value from as little as $17.2169 up to $32.9831. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Central Pacific Financial's is 1.121. This would suggest that Central Pacific Financial's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

Central Pacific Financial overview

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. It offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. The company also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, it offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. The company was founded in 1954 and is headquartered in Honolulu, Hawaii. .

Frequently asked questions

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What percentage of Central Pacific Financial is owned by insiders or institutions?
Currently 2.958% of Central Pacific Financial shares are held by insiders and 96.055% by institutions. How many people work for Central Pacific Financial?
Latest data suggests 696 work at Central Pacific Financial. When does the fiscal year end for Central Pacific Financial?
Central Pacific Financial's fiscal year ends in December. Where is Central Pacific Financial based?
Central Pacific Financial's address is: 220 South King Street, Honolulu, HI, United States, 96813 What is Central Pacific Financial's ISIN number?
Central Pacific Financial's international securities identification number is: US1547604090 What is Central Pacific Financial's CUSIP number?
Central Pacific Financial's Committee on Uniform Securities Identification Procedures number is: 125903104