How to buy BayCom stock (BCML)

BayCom is a banks - regional business based in the US. BayCom shares (BCML) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $26.82 – a decrease of 7.1% over the previous week. BayCom employs 336 staff and has a trailing 12-month revenue of around $96.1 million.

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BayCom stock price (NASDAQ: BCML)

Use our graph to track the performance of BCML stocks over time.

BayCom shares at a glance

• Key figures

Information last updated 2024-12-18.

Latest market close	$26.82
52-week range	$18.32 - $29.98
50-day moving average more info button	$26.62
200-day moving average more info button	$22.49
Wall St. target price	$29.50
PE ratio more info button	13.0905
Dividend yield more info button	$0.4 (2.18%)
Earnings per share (TTM) more info button	$2.10

Is it a good time to buy BayCom stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

BayCom price performance over time

Historical closes compared with the close of $26.82 from 2024-12-20

1 week (2024-12-13)	-7.10%
1 month (2024-11-22)	-5.66%
3 months (2024-09-20)	12.83%
6 months (2024-06-21)	40.71%

1 year (2023-12-21)	15.35%
2 years (2022-12-21)	47.56%
3 years (2021-12-22)	55.31%
5 years (2019-12-20)	27.16%

Is BayCom stock undervalued or overvalued?

Valuing BayCom stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of BayCom's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

BayCom's P/E ratio

BayCom's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, BayCom shares trade at around 13x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

BayCom financials

Revenue TTM	$96.1 million
Operating margin TTM	34.03%
Gross profit TTM	$101.3 million
Return on assets TTM	0.93%
Return on equity TTM	7.6%
Profit margin	24.87%
Book value	$29.12
Market Capitalization more info button	$305.7 million

TTM: trailing 12 months

BayCom share dividends

Dividend payout ratio: 21.43% of net profits

Recently BayCom has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), BayCom shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In BayCom's case, that would currently equate to about $0.4 per share.

While BayCom's payout ratio might seem low, this can signify that BayCom is investing more in its future growth.

BayCom's most recent dividend payout was on 9 January 2025. The latest dividend was paid out to all shareholders who bought their shares by 11 December 2024 (the "ex-dividend date").

BayCom share price volatility

Over the last 12 months, BayCom's shares have ranged in value from as little as $18.3238 up to $29.9763. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while BayCom's is 0.766. This would suggest that BayCom's shares are less volatile than average (for this exchange).

BayCom overview

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

Frequently asked questions

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What percentage of BayCom is owned by insiders or institutions?
Currently 7.254% of BayCom shares are held by insiders and 59.902% by institutions. How many people work for BayCom?
Latest data suggests 336 work at BayCom. When does the fiscal year end for BayCom?
BayCom's fiscal year ends in December. Where is BayCom based?
BayCom's address is: 500 Ygnacio Valley Road, Walnut Creek, CA, United States, 94596 What is BayCom's ISIN number?
BayCom's international securities identification number is: US07272M1071 What is BayCom's CUSIP number?
BayCom's Committee on Uniform Securities Identification Procedures number is: 072199102