Bank of the James Financial Group is a banks - regional business based in the US. Bank of the James Financial Group shares (BOTJ) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $13.95 – a decrease of 0.12% over the previous week. Bank of the James Financial Group employs 162 staff and has a trailing 12-month revenue of around $45 million.
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| Latest market close | $13.95 |
|---|---|
| 52-week range | $9.79 - $16.92 |
| 50-day moving average | $13.73 |
| 200-day moving average | $13.80 |
| Wall St. target price | N/A |
| PE ratio | 7.973 |
| Dividend yield | $0 (2.96%) |
| Earnings per share (TTM) | $1.75 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $13.9528 from 2025-05-02
| 1 week (2025-04-25) | 2.97% |
|---|---|
| 1 month (2025-04-04) | -3.11% |
| 3 months (2025-02-05) | 2.67% |
| 6 months (2024-11-05) | 6.84% |
| 1 year (2024-05-03) | 34.03% |
|---|---|
| 2 years (2023-05-04) | 68.14% |
| 3 years (2022-05-04) | 4.11% |
| 5 years (2020-05-04) | 61.06% |
Valuing Bank of the James Financial Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Bank of the James Financial Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Bank of the James Financial Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Bank of the James Financial Group shares trade at around 8x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $45 million |
|---|---|
| Operating margin TTM | 20.06% |
| Gross profit TTM | $45 million |
| Return on assets TTM | 0.82% |
| Return on equity TTM | 12.72% |
| Profit margin | 17.64% |
| Book value | $14.28 |
| Market Capitalization | $63.4 million |
TTM: trailing 12 months
Dividend payout ratio: 31.57% of net profits
Recently Bank of the James Financial Group has paid out, on average, around 0% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Bank of the James Financial Group shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Bank of the James Financial Group's case, that would currently equate to about $0 per share.
While Bank of the James Financial Group's payout ratio might seem fairly standard, it's worth remembering that Bank of the James Financial Group may be investing much of the rest of its net profits in future growth.
Bank of the James Financial Group's most recent dividend payout was on 20 March 2025. The latest dividend was paid out to all shareholders who bought their shares by 5 June 2025 (the "ex-dividend date").
Bank of the James Financial Group's shares were split on a 11:10 basis on 23 June 2021 . So if you had owned 10 shares the day before before the split, the next day you'd have owned 11 shares. This wouldn't directly have changed the overall worth of your Bank of the James Financial Group shares – just the quantity. However, indirectly, the new 9.1% lower share price could have impacted the market appetite for Bank of the James Financial Group shares which in turn could have impacted Bank of the James Financial Group's share price.
Over the last 12 months, Bank of the James Financial Group's shares have ranged in value from as little as $9.7883 up to $16.9193. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Bank of the James Financial Group's is 0.429. This would suggest that Bank of the James Financial Group's shares are less volatile than average (for this exchange).
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management) segments. The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. In addition, the company offers investment advisory services; securities brokerage and other investment services; insurance and annuity products; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc.
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