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How to buy AmeriServ Financial stock (ASRV)

Buy AmeriServ Financial stock in 5 easy steps, view past price performance and learn what’s ahead for the company.

AmeriServ Financial is a banks - regional business based in the US. AmeriServ Financial shares (ASRV) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $2.86 – a decrease of 0.35% over the previous week. AmeriServ Financial employs 302 staff and has a trailing 12-month revenue of around $45.5 million.

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AmeriServ Financial stock price (NASDAQ: ASRV)

Use our graph to track the performance of ASRV stocks over time.

AmeriServ Financial shares at a glance

Information last updated 2024-11-20.
Latest market close$2.86
52-week range$2.17 - $3.25
50-day moving average $2.74
200-day moving average $2.59
Wall St. target price$5.19
PE ratio N/A
Dividend yield $0.12 (4.18%)
Earnings per share (TTM) $-0.17

Is it a good time to buy AmeriServ Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

AmeriServ Financial price performance over time

Historical closes compared with the close of $2.88 from 2024-11-22

1 week (2024-11-19) 0.35%
1 month (2024-10-25) 3.97%
3 months (2024-08-26) 6.67%
6 months (2024-05-24) 7.46%
1 year (2023-11-24) -4.00%
2 years (2022-11-23) -21.86%
3 years (2021-11-26) 3.5294
5 years (2019-11-26) 3.5109

AmeriServ Financial financials

Revenue TTM $45.5 million
Operating margin TTM 12.75%
Gross profit TTM $57.2 million
Return on assets TTM -0.19%
Return on equity TTM -2.49%
Profit margin -5.73%
Book value $6.55
Market Capitalization $49.1 million

TTM: trailing 12 months

AmeriServ Financial share dividends

71%

Dividend payout ratio: 70.59% of net profits

Recently AmeriServ Financial has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), AmeriServ Financial shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In AmeriServ Financial's case, that would currently equate to about $0.12 per share.

AmeriServ Financial's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

AmeriServ Financial's most recent dividend payout was on 17 November 2024. The latest dividend was paid out to all shareholders who bought their shares by 3 November 2024 (the "ex-dividend date").

Have AmeriServ Financial's shares ever split?

AmeriServ Financial's shares were split on a 3:1 basis on 2 August 1998 . So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your AmeriServ Financial shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for AmeriServ Financial shares which in turn could have impacted AmeriServ Financial's share price.

AmeriServ Financial share price volatility

Over the last 12 months, AmeriServ Financial's shares have ranged in value from as little as $2.1679 up to $3.2478. A popular way to gauge a stock's volatility is its "beta".

ASRV.US volatility(beta: 0.72)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while AmeriServ Financial's is 0.721. This would suggest that AmeriServ Financial's shares are less volatile than average (for this exchange).

AmeriServ Financial overview

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is headquartered in Johnstown, Pennsylvania.

Frequently asked questions

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What percentage of AmeriServ Financial is owned by insiders or institutions?
Currently 21.015% of AmeriServ Financial shares are held by insiders and 39.398% by institutions.
How many people work for AmeriServ Financial?
Latest data suggests 302 work at AmeriServ Financial.
When does the fiscal year end for AmeriServ Financial?
AmeriServ Financial's fiscal year ends in December.
Where is AmeriServ Financial based?
AmeriServ Financial's address is: Main & Franklin Street, Johnstown, PA, United States, 15907-0430
What is AmeriServ Financial's ISIN number?
AmeriServ Financial's international securities identification number is: US03074A1025
What is AmeriServ Financial's CUSIP number?
AmeriServ Financial's Committee on Uniform Securities Identification Procedures number is: 917292104

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