AmeriServ Financial is a banks - regional business based in the US. AmeriServ Financial shares (ASRV) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $2.43 – an increase of 1.46% over the previous week. AmeriServ Financial employs 298 staff and has a trailing 12-month revenue of around $53 million.
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| Latest market close | $2.43 |
|---|---|
| 52-week range | $2.03 - $3.03 |
| 50-day moving average | $2.41 |
| 200-day moving average | $2.61 |
| Wall St. target price | $5.19 |
| PE ratio | 11.0455 |
| Dividend yield | $0.12 (4.93%) |
| Earnings per share (TTM) | $0.22 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $2.44 from 2025-05-02
| 1 week (2025-04-28) | 2.52% |
|---|---|
| 1 month (2025-04-04) | 5.63% |
| 3 months (2025-02-06) | -12.86% |
| 6 months (2024-11-06) | -10.62% |
| 1 year (2024-05-06) | 2.09% |
|---|---|
| 2 years (2023-05-05) | -7.61% |
| 3 years (2022-05-05) | 3.5544 |
| 5 years (2020-05-05) | 0.30% |
Valuing AmeriServ Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of AmeriServ Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
AmeriServ Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, AmeriServ Financial shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $53 million |
|---|---|
| Operating margin TTM | 18.56% |
| Gross profit TTM | $53 million |
| Return on assets TTM | 0.26% |
| Return on equity TTM | 3.36% |
| Profit margin | 6.8% |
| Book value | $6.71 |
| Market Capitalization | $40.1 million |
TTM: trailing 12 months
Dividend payout ratio: 116.05% of net profits
Recently AmeriServ Financial has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), AmeriServ Financial shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In AmeriServ Financial's case, that would currently equate to about $0.12 per share.
AmeriServ Financial's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
AmeriServ Financial's most recent dividend payout was on 18 May 2025. The latest dividend was paid out to all shareholders who bought their shares by 4 May 2025 (the "ex-dividend date").
AmeriServ Financial's shares were split on a 3:1 basis on 2 August 1998 . So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your AmeriServ Financial shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for AmeriServ Financial shares which in turn could have impacted AmeriServ Financial's share price.
Over the last 12 months, AmeriServ Financial's shares have ranged in value from as little as $2.03 up to $3.0261. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while AmeriServ Financial's is 0.532. This would suggest that AmeriServ Financial's shares are less volatile than average (for this exchange).
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank, which provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.
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