Alerus Financial is a banks - regional business based in the US. Alerus Financial shares (ALRS) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $21.89 – a decrease of 0.91% over the previous week. Alerus Financial employs 709 staff and has a trailing 12-month revenue of around $164.5 million.
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| Latest market close | $21.89 |
|---|---|
| 52-week range | $17.39 - $25.12 |
| 50-day moving average | $22.44 |
| 200-day moving average | $21.16 |
| Wall St. target price | $23.20 |
| PE ratio | 130.0588 |
| Dividend yield | $0.78 (3.65%) |
| Earnings per share (TTM) | $0.17 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
Historical closes compared with the close of $21.5 from 2024-11-20
| 1 week (2024-11-15) | -2.67% |
|---|---|
| 1 month (2024-10-23) | -9.09% |
| 3 months (2024-08-22) | -0.14% |
| 6 months (2024-05-22) | 11.57% |
| 1 year (2023-11-22) | 16.34% |
|---|---|
| 2 years (2022-11-22) | -1.43% |
| 3 years (2021-11-22) | 29.423 |
| 5 years (2019-11-22) | 15.94% |
Valuing Alerus Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Alerus Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Alerus Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 130x. In other words, Alerus Financial shares trade at around 130x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
| Revenue TTM | $164.5 million |
|---|---|
| Operating margin TTM | 19.94% |
| Gross profit TTM | $211 million |
| Return on assets TTM | 0.08% |
| Return on equity TTM | 0.84% |
| Profit margin | 1.88% |
| Book value | $19.53 |
| Market Capitalization | $560.2 million |
TTM: trailing 12 months
Dividend payout ratio: 56.52% of net profits
Recently Alerus Financial has paid out, on average, around 100% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Alerus Financial shareholders could enjoy a 0% return on their shares, in the form of dividend payments. In Alerus Financial's case, that would currently equate to about $0.78 per share.
Alerus Financial's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
Alerus Financial's most recent dividend payout was on 10 October 2024. The latest dividend was paid out to all shareholders who bought their shares by 12 September 2024 (the "ex-dividend date").
Alerus Financial's shares were split on a 3:1 basis on 14 September 2014 . So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your Alerus Financial shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for Alerus Financial shares which in turn could have impacted Alerus Financial's share price.
Over the last 12 months, Alerus Financial's shares have ranged in value from as little as $17.3892 up to $25.1158. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Alerus Financial's is 0.686. This would suggest that Alerus Financial's shares are less volatile than average (for this exchange).
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that engages in the provision of various financial services to businesses and consumers. The company operates in four segments: Banking, Mortgage, Retirement and Benefit Services, and Wealth Management. It offers various deposit products, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. The company also provides commercial loans, business term loans, lines of credit, and commercial real estate loans, as well as construction and land development loans; consumer lending products, including residential first mortgage loans; installment loans and lines of credit; and second mortgage loans. In addition, it offers retirement plan administration and investment advisory services, employee stock ownership plan, fiduciary services, payroll, health savings accounts, and other benefit services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit and credit cards, online banking, mobile banking/wallet, payment, private banking, payroll accounts, flex spending accounts, administration, and government health insurance program services. It offers banking services in North Dakota, Minnesota, and Arizona; and retirement and benefit plans through offices located in Michigan, Minnesota, and Colorado.
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