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Which savings account is best for me?

Let’s find the perfect savings account to help your money thrive

You asked, we delivered: Your results are in! 🚀

Discover the options we’ve selected for you based on your answers. Narrow down your selection based on fees, interest rates and minimum opening deposits. Select Compare for up to four products to see how they stack up against one another.

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1 - 3 of 20
Product Finder Score Account type Annual Percentage Yield (APY) FDIC or NCUA insured amount Minimum balance to earn interest Minimum deposit to open Bonus offer Estimated total balance
Finder score
8.8 Great
Savings app
Up to

4.40%

Up to $2.5 million
$1
$0
$1,044
Go to siteView details
Finder score
9.2 Excellent
Traditional savings,Checking
Up to

3.80%

Up to $250,000
$0
$0
Get up to $300 cash bonus with qualifying direct deposit. Terms apply. This offer is available until January 31, 2026.
$1,038
Go to siteView details
Finder score
9.8 Excellent
Traditional savings

3.70%

Up to $250,000
$0
$0
$1,037
Go to siteView details
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What is the Finder Score?

The Finder Score crunches over 250 savings accounts from hundreds of financial institutions. It takes into account the product's interest rate, fees, opening deposit and features - this gives you a simple score out of 10.

To provide a Score, Finder’s banking experts analyze hundreds of savings accounts against FDIC-reported national averages as a baseline. Accounts with rates well over the national average are scored the highest, while accounts with rates well below are scored low.

Read the full Finder Score breakdown

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    Reviewed

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    Cited by

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    Finder maintains full editorial independence to ensure for our readers a fair assessment of the products, brands, and services we write about. That independence helps us maintain our reader's trust, which is what keeps you coming back to our site. We uphold a rigorous editorial process that ensures what we write and publish is fair, accurate, and trustworthy — and not influenced by how we make money.

    We're committed to empowering our readers to make sound and often unfamiliar financial decisions.

Not sure yet?

Check out these best high-yield savings accounts for more options or try the quiz again to find your match.

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