- Consider this lender if you’re after a quick closing.
- Choose another lender if you want a HELOC.
- Consider Veterans United if you want a top-rated VA lender.
- Choose another lender if you want a home equity loan or HELOC.
Loans offered
- Conventional
- Refinance
- Jumbo
- HELOC
- FHA
- VA
- USDA
- Conventional
- Refinance
- Jumbo
- HELOC
- FHA
- VA
- USDA
Neither of these seems the right fit?
Minimum credit score
Conventional: 620
Conventional: 620
States available
Available in all states
Available in all states
Pros
- Large jumbo loans available
- Flexible repayments
- Online loan support
- Fast turnaround
- High customer ratings. Veterans United has high customer ratings, even on the BBB, where a majority of customers go to complain.
- Streamlined application. Its online application for preapproval takes just a few minutes.
- 24/7 customer service. VU's helpline is always open, with mortgage specialists available whenever best meets your schedule.
Cons
- Application deposit
- Two-step process
- Hard credit pulls
- No equity or specialty mortgage products. VU's mortgage offerings are more traditional, and the only way to access your home's equity is to refinance your loan.
- Little info on non-VA loans. It can be hard to find information on VU's non-VA mortgages on its website.
- Limited branch locations. This lender offers loans in all 50 states, but in-person service is limited to 17 states.