SoFi Invest® Bonus Offers and Promos for April 2025

Established in 2011, SoFi® specializes in a variety of financial products, including banking, credit cards, personal loans, student loan refinancing, insurance and, of course, investing. SoFi is also known for its generosity — frequent SoFi Invest bonuses and promotions apply, with SoFi having delivered over $12.5 billion in rewards points to its more than 10 million customers as of December 2024.⁽¹⁾⁽²⁾

SoFi Invest’s best bonus offer

For its new customers with an Active Investing brokerage account, you can benefit from a stock bonus valued between $5 and $1,000. To qualify, sign up via the SoFi website or download the mobile app and fund your account with at least $50 to take advantage of current and future SoFi Invest promotions. Then, using the Claw – Active Investing Promotion, use the claw to pick a gift amount, which will give you stock valued anywhere between $5 and $1,000.⁽³⁾

SoFi Invest’s other promotions

There are other SoFi Invest bonuses and promotions, as well, including the 1% IRA Deposit Match promotion.

1% IRA Deposit Match

The 1% Deposit Match is a SoFi Invest bonus that benefits both new and existing customers. Account holders with a SoFi IRA can benefit from 1% matching on all new ACH deposits made during the promotion period up to the contribution limit. To retain the bonus, you must keep the deposits in your account for a minimum of two years.(4)

Compare more broker account bonuses

SoFi bonuses and promotions are a great choice when you just started investing or plan to open or roll over an IRA account. Its rewards are flexible, suiting both investment and retirement account holders with open-ended promotions that make its accounts extra attractive.

However, SoFi is not the only option for financial rewards — other brokers like Moomoo or Interactive Brokers may offer a better promotion to fit your needs, so it is important to compare your options before opening a new account.

Frequently asked questions

How do you get $1,000 from SoFi investing?

New customers with a SoFi Invest – Active Investing brokerage account can receive anywhere from $5 to $1,000 worth of stock when they participate in the Claw – Active Investing Promotion.

What is the downside to using SoFi?

SoFi specializes in a number of financial accounts and investments, but cryptocurrency is notably missing from its lineup. If you are looking to trade crypto, consider the best cryptocurrency exchanges.

Is SoFi better than Fidelity?

Both SoFi and Fidelity Investments are leaders in the investment space. Like SoFi, Fidelity is known for commission-free trading(6) while also offering $5 fractional shares(7) and robo-advisor services(8). Also, Fidelity includes cryptocurrency in its line-up, whereas SoFi does not.

• SoFi terms and conditions

  INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
  
  Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.
  
  Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA(www.finra.org) /SIPC(www.sipc.org).
  
  There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
  
  Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options
  
  Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser.
  
  Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information
  
  Up to $1,000 in stock. Customer must fund their Active Invest account with at least $50 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions.
  
  SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
  
  Robo Advisor:
  Automated investing is offered through SoFi Wealth LLC, an SEC-registered investment adviser.
  0.25% fee is based on your account value. The wrap program fee may cost more or less than purchasing brokerage, custodial, and record keeping services separately.

To make sure you get accurate and helpful information, this guide has been edited by Matt Miczulski as part of our fact-checking process.

Written by

Lena Borrelli

Contributor

Lena Borrelli is an experienced finance writer with a deep understanding of personal finance, investing and consumer banking. Her work has been featured in top-tier publications such as Forbes, TIME, Bankrate, Moneywise and Annuity.org, where she provides expert insights on financial trends, smart money management and emerging fintech solutions. With a background in personal finance and content strategy, Lena specializes in breaking down complex financial topics into clear, actionable advice for readers. When she is not writing or scanning the news for the latest headlines, she is happiest spending time in the Florida sunshine with her husband and two pups. See full bio